Financing a modular home is different from financing a "stick-built" (site-built) home. Most modular homes are financed like personal loans and not like property loans. They are financed like a car or a television. Still, loans for modular homes are becoming increasingly more available, thanks to their growing popularity in the housing sector.
Modular home financing packages offer many features, such as fixed or adjustable interest rates, single permanent construction loans, financing up to 95 % of appraised value, year-long construction periods, steady rates for interim financing, and the drawing up of construction schedules suitable to the consumer.
One modular home financing option is the one-time close construction/single permanent rate, which is a one-step program in which the interest rate is fixed during construction and modifies into a permanent loan after construction. The two-step option allows you to borrow up to 95 percent of cost for a permanent residence and 90 percent for a vacation home. It is based on a prime rate during the construction period and allows for a 12-month construction phase. The third option is lot loans, which are for those who have found the lot or site but are not ready to build.
Consumers who finance their homes with a personal property loan (also called a chattel mortgage) do not have foreclosure protection like those available for real property home mortgages. When the customer or borrower defaults on a loan, the home can be repossessed like a car.
Fortunately, there are some foreclosure laws that protect consumers from sudden repossession. Most states stipulate that the lender has to inform the borrower about impending repossession well in advance and give ample time to cover up the default and retain their homes. In homes where land and home are financed together under a real estate mortgage (like site built homes), foreclosure requires a lot of procedure and time before repossession takes place.
In the past, modular homes loans were mostly treated like personal loans and hence not protected by foreclosure laws. For example, some still states allow a Power of Sale clause, in which the borrower allows the lender to sell the property if he defaults on the loan payment. This means that the lender does not need to go to court to obtain a foreclosure.
But due to the rising popularity of modular homes, the laws are now more sensitive to the rights of modular homeowners. For example, state laws of Judicial Foreclosure require the creditor to get a court order to take possession of the property. He must provide evidence that the loan is in default, and a notice must be given to the borrower before foreclosure procedures begin. In addition, the Right to Reinstate clause gives the borrower the right to make adequate payments and regain his property. Finally, a Limit on Deficiency Judgment prevents the lender from suing the borrower for the amount still owed on the loan after selling the home, if such a case arises after repossession.
Even better for the modern modular home owner is that some states have a Right to Cure law, which allows the borrower to catch up on loan payments and retain possession of the property before repossession procedures start. Some states even have a Statutory Right of Redemption, whereby borrowers can get back their homes a short time after their sale.
Modular Homes provides detailed information about modular homes, modular home builders, modular home loans and more. Modular Homes is affiliated with Storage Sheds.
Affordable Housing - Small Modular Homes Are a Steal
The term "affordable housing" sometimes carries a stigma. It's gotta be cheap, right? No, not necessarily. If you're looking for a quality new home at a bargain price, try the modular home solution.
A modular home is comparable to the average site built/stick built home in quality, style and appearance but is in actuality a pre-built home. Pre-built means that a good portion of the home is built in the factory then delivered to the building site. And, with a modular home, there is assembly required at the site.
A Modular Home is not a Manufactured Home
There is a clear distinction between a pre-built modular and a manufactured home. Manufactured homes are not considered stick built or site built homes. They have their own classification as a mobile (on wheels) home. As such, they don't receive the same value as a traditional stick (or site) built home.
So, if it's a real home you're looking for at a bargain price, look closely into modular homes. It could be the best time in years to do so.
Bargain Seekers, DIY builders & Owner Builders
While even a custom home design could be adapted and made by a modular home company, I would not normally advise anyone who truly wants a higher end custom home to go this route. There are exceptions, but I have found that modulars are best suited to the do-it-yourselfer and the owner builder. Very often, both of them are looking for bargains.
What Makes a Modular an Affordable Home?
Here are some of the cost advantages of building a modular home.
Shorter Building Time: The shorter building time usually equates to lower loan costs which is a big savings.
Less Onsite Labor Required: You'll pay for factory labor but your on-site labor will be much, much less and the savings adds up.
Buying Power of Manufacturer: This allows the home buyer to get more quality for less money.
Special Deals Being Offered: Try to find the modular companies who are offering discounts because of the slow economy.
Researching Modular Home Companies
Start by learning all you can about modular home companies and how they operate. Here are some important questions to get answers for:
Do they have delivery charges and how are they determined?
Do they provide any labor or assembly on site?
Do they know of local builders that are familiar with their product and assembly?
What are their customer service policies and procedures?
How many house plans do they have and can you ask for modifications?
Do they have a local representative to deal with?
Have they been approved by your local building authority?
Getting Started
With the slow economy and building industry, a modular home can offer a great solution and many companies are offering very aggressive deals. It could be the best time in many years to be shopping for affordable housing.
Start by Googling modular homes, modular, pre-built, and pre-built homes. Visit the websites of several modular home companies and try to find one that is within 500 miles (1000 max.) Check out their array of home models and then list the companies that seem to offer what you want.
Prioritize the list and narrow it to three to five. Then begin calling them. There is no substitute for talking to them. Home building is too big a project to handle just by online information and email communications.
Modular Homes could be the fastest and least expensive Owner Builder home building project. Check it out!
A modular home is comparable to the average site built/stick built home in quality, style and appearance but is in actuality a pre-built home. Pre-built means that a good portion of the home is built in the factory then delivered to the building site. And, with a modular home, there is assembly required at the site.
A Modular Home is not a Manufactured Home
There is a clear distinction between a pre-built modular and a manufactured home. Manufactured homes are not considered stick built or site built homes. They have their own classification as a mobile (on wheels) home. As such, they don't receive the same value as a traditional stick (or site) built home.
So, if it's a real home you're looking for at a bargain price, look closely into modular homes. It could be the best time in years to do so.
Bargain Seekers, DIY builders & Owner Builders
While even a custom home design could be adapted and made by a modular home company, I would not normally advise anyone who truly wants a higher end custom home to go this route. There are exceptions, but I have found that modulars are best suited to the do-it-yourselfer and the owner builder. Very often, both of them are looking for bargains.
What Makes a Modular an Affordable Home?
Here are some of the cost advantages of building a modular home.
Shorter Building Time: The shorter building time usually equates to lower loan costs which is a big savings.
Less Onsite Labor Required: You'll pay for factory labor but your on-site labor will be much, much less and the savings adds up.
Buying Power of Manufacturer: This allows the home buyer to get more quality for less money.
Special Deals Being Offered: Try to find the modular companies who are offering discounts because of the slow economy.
Researching Modular Home Companies
Start by learning all you can about modular home companies and how they operate. Here are some important questions to get answers for:
Do they have delivery charges and how are they determined?
Do they provide any labor or assembly on site?
Do they know of local builders that are familiar with their product and assembly?
What are their customer service policies and procedures?
How many house plans do they have and can you ask for modifications?
Do they have a local representative to deal with?
Have they been approved by your local building authority?
Getting Started
With the slow economy and building industry, a modular home can offer a great solution and many companies are offering very aggressive deals. It could be the best time in many years to be shopping for affordable housing.
Start by Googling modular homes, modular, pre-built, and pre-built homes. Visit the websites of several modular home companies and try to find one that is within 500 miles (1000 max.) Check out their array of home models and then list the companies that seem to offer what you want.
Prioritize the list and narrow it to three to five. Then begin calling them. There is no substitute for talking to them. Home building is too big a project to handle just by online information and email communications.
Modular Homes could be the fastest and least expensive Owner Builder home building project. Check it out!
You can learn so much more about home building and remodeling online. One great option is to take advantage of a very informative yet simple to follow *free* e-course that you can find by clicking here http://www.DreamHomeCreation.com You will also find other tips and tools, surveys, videos, and additional articles by Mel Inglima.
Wholesale Modular Homes: Your Diy Skills Can Really Pay Off
If you're a skilled DIYer with construction experience, a Wholesale Modular Homes Program may be perfect for you. There are many modular home manufacturers across the US who have wholesale modular home programs, and as long as you are capable of taking on some of the tasks normally assigned to a modular home builder, you can save considerably on the already low price of you modular home.
Retail Vs. Wholesale
A retail home builder sells homes directly to consumers for their personal use. A wholesaler usually sells products to a retail home builder who uses them in constructing projects. But a wholesale modular homes seller offers homes to consumers wholesaler after factory-assembling after assembling the modules from which the completed home will be built with all the products like plumbing, wiring, insulation, and pipes already installed.
Where wholesale modular homes differ from retail modular homes is in the construction process. The retail modular home construction will include digging and pouring its foundation, finishing its interior and exterior, and connecting its electrical, water, and septic systems. But if you or your friends are handy or have home building experience, or know how to find subcontractors, you can opt for a wholesale modular homes program.
What A Wholesale Builder Does
In a wholesale modular homes program, the home's manufacturer will produce and delver the home's modules to your building site, where you have already had the foundation dug and poured. The manufacturer will arrange for a crane to mount your individual modules on the permanent foundation, and for a crew to attach them. You will also get the materials necessary to complete your roof; the crew will complete it and also nail the structures of the home together.
A wholesale modular homes program will leave you with ah home which is from seventy-five to eighty percent complete, depending on the complexity of its plans. All modular homes are engineered to meet the building cods of the areas in which they will be constructed, so you won't have to worry about the inspection process.
What You Will Do
What you will have to do, or hire someone to do, is connect your modular home to its utilities sources, and finish its interiors and exterior. While having to do this yourself may delay the time before your modular home is ready for occupancy, the money you save will be considerable.
Mountain View Homes and Development Homes of Tennessee, for instance, has a wholesale modular homes program which offers a one-year warranty on all work done by their own crews, and will let you buy a four-bedroom, three-bath 1700-square foot two story home for less than $104,000. They have many other wholesale modular homes as well, and their program is typical of wholesale modular homes programs across the US.
Retail Vs. Wholesale
A retail home builder sells homes directly to consumers for their personal use. A wholesaler usually sells products to a retail home builder who uses them in constructing projects. But a wholesale modular homes seller offers homes to consumers wholesaler after factory-assembling after assembling the modules from which the completed home will be built with all the products like plumbing, wiring, insulation, and pipes already installed.
Where wholesale modular homes differ from retail modular homes is in the construction process. The retail modular home construction will include digging and pouring its foundation, finishing its interior and exterior, and connecting its electrical, water, and septic systems. But if you or your friends are handy or have home building experience, or know how to find subcontractors, you can opt for a wholesale modular homes program.
What A Wholesale Builder Does
In a wholesale modular homes program, the home's manufacturer will produce and delver the home's modules to your building site, where you have already had the foundation dug and poured. The manufacturer will arrange for a crane to mount your individual modules on the permanent foundation, and for a crew to attach them. You will also get the materials necessary to complete your roof; the crew will complete it and also nail the structures of the home together.
A wholesale modular homes program will leave you with ah home which is from seventy-five to eighty percent complete, depending on the complexity of its plans. All modular homes are engineered to meet the building cods of the areas in which they will be constructed, so you won't have to worry about the inspection process.
What You Will Do
What you will have to do, or hire someone to do, is connect your modular home to its utilities sources, and finish its interiors and exterior. While having to do this yourself may delay the time before your modular home is ready for occupancy, the money you save will be considerable.
Mountain View Homes and Development Homes of Tennessee, for instance, has a wholesale modular homes program which offers a one-year warranty on all work done by their own crews, and will let you buy a four-bedroom, three-bath 1700-square foot two story home for less than $104,000. They have many other wholesale modular homes as well, and their program is typical of wholesale modular homes programs across the US.
A Modular Home Mortgage: Pleasantly Surprising
Because the demand for modular homes has seen exponential growth over the past decade, more and more home mortgage lenders are seeing this market as a very lucrative one. They make no distinctions between modular homes and stick-built ones, and are willing to offer modular home mortgages at competitive rates. And because modular homes are often less expensive than traditional homes of the same square footage, a modular home mortgage can be less expensive than a traditional home mortgage as well.
Why Modular Homes Cost Less
What makes a modular home less expensive than a similar traditional one? First of all, modular homes are built from modules, or "building blocks" produced in clean, climate-controlled factories. The module's production never stops because of inclement weather, and the modules themselves are never exposed to weather-related damage.
The assembly-line production of the modules allows their manufacturers to buy supplies in bulk, qualifying for significant discounts. Because the macular homes are ordered in advance, the manufacturer knows exactly what materials, and how much of them, need to be purchased, so there is almost no waste involved in the module production. The larger parts of the modules are precisely cut by computer regulated machines, again reducing waste. The economies practiced at the factory all contribute to the lower costs of a modular home, and a lower modular home mortgage.
Building Your Modular Home
The finished modules are delivered to the building site where the modular home builder will have dug and poured the specified foundation, and will have a crane waiting to begin lifting the modules onto the foundation. The constructing crew will use fasteners include with the modules to attach them both to the foundation and to each other in the correct sequence. Because there is absolutely no measuring or cutting required, the construction of a modular home goes far more quickly than that of a traditional home. Lower construction labor costs translate to a lower modular home mortgage.
Your modular home will have to meet all the state, Federal, and municipal standards that apply to traditional stick built homes, but its wiring and plumbing will have been inspected at the factory by a certified inspector. You'll essentially be buying a home which you know in advance will meet all the safety standards. This may not lower your modular home mortgage payments, but it will save you time spent waiting for inspections.
The speed and precision with which modules are manufactured; the discounts which the manufactures can get for buying materials in bulk; and the need for a smaller construction crews for a shorter amount of time all result in a lower modular home mortgage than you would expect for a similar traditional home.
Why Modular Homes Cost Less
What makes a modular home less expensive than a similar traditional one? First of all, modular homes are built from modules, or "building blocks" produced in clean, climate-controlled factories. The module's production never stops because of inclement weather, and the modules themselves are never exposed to weather-related damage.
The assembly-line production of the modules allows their manufacturers to buy supplies in bulk, qualifying for significant discounts. Because the macular homes are ordered in advance, the manufacturer knows exactly what materials, and how much of them, need to be purchased, so there is almost no waste involved in the module production. The larger parts of the modules are precisely cut by computer regulated machines, again reducing waste. The economies practiced at the factory all contribute to the lower costs of a modular home, and a lower modular home mortgage.
Building Your Modular Home
The finished modules are delivered to the building site where the modular home builder will have dug and poured the specified foundation, and will have a crane waiting to begin lifting the modules onto the foundation. The constructing crew will use fasteners include with the modules to attach them both to the foundation and to each other in the correct sequence. Because there is absolutely no measuring or cutting required, the construction of a modular home goes far more quickly than that of a traditional home. Lower construction labor costs translate to a lower modular home mortgage.
Your modular home will have to meet all the state, Federal, and municipal standards that apply to traditional stick built homes, but its wiring and plumbing will have been inspected at the factory by a certified inspector. You'll essentially be buying a home which you know in advance will meet all the safety standards. This may not lower your modular home mortgage payments, but it will save you time spent waiting for inspections.
The speed and precision with which modules are manufactured; the discounts which the manufactures can get for buying materials in bulk; and the need for a smaller construction crews for a shorter amount of time all result in a lower modular home mortgage than you would expect for a similar traditional home.
Why Pick A Modular Home?
Modular homes, a factory product, are built as different sections so that they can match with all state, local or regional building codes of where you wish to live. These sections are then transported to the home site where they are raised onto foundations and fixed there permanently.
Generally, modular homes are designed to be initially stronger than site-built homes for example by replacing nails with screws and adding glue to joints. This helps the modules to maintain their structural integrity as they are transported on trucks over major highways to the construction site. Even though the modular home is found to be stronger than a stick built home, it is hard to predict the final building strength as it needs to withstand transportation stresses that the site-built homes never experience.
The modular home construction process is smooth and efficient. The construction time period needed to construct a home may vary depending on the home selected. As modular homes construction is constrained in a climate-controlled situation, the chance for moisture, rain or weather to delay construction, presence of dampness etc will be very less. Mold and mildew have little opportunity to grow in your new built modular home. For families with very sensitive members, the final product is an allergy free home to lead a healthier life.
Another advantage of modular home to be noted is in terms of durability. Modular homes have to travel a lot to reach the final site. Manufactures make out modular homes with this idea in mind and provide a durable product that can withstand the side effects of transportation. True modular homes have more flexibility as compared to on-frame modular homes. A perfect modular home can be built from existing plans or from custom plans generated by an architect. Also, a modular home producer's uses computer generated plans to meet all national, state, and local building standards.
Material waste is very much less when compared to site built homes resulting much saving of money to home owners. This is because the lumber that is removed after construction of one house can be taken for the construction of the new house.
The uniqueness of modular home is it is built in a climate-controlled factory and building in this way reduces the chances of weather related delays or problems. To add to it, the fact that building supplies are stored in on-site warehouses, it also virtually eliminates the chance that wet materials will be used when building the modular home.
Don't jump into a decision. Have a talk with manufactures to help design your own modular dream home. Make your dream home into a reality by exploring additional features and benefits of modular homes.
Generally, modular homes are designed to be initially stronger than site-built homes for example by replacing nails with screws and adding glue to joints. This helps the modules to maintain their structural integrity as they are transported on trucks over major highways to the construction site. Even though the modular home is found to be stronger than a stick built home, it is hard to predict the final building strength as it needs to withstand transportation stresses that the site-built homes never experience.
The modular home construction process is smooth and efficient. The construction time period needed to construct a home may vary depending on the home selected. As modular homes construction is constrained in a climate-controlled situation, the chance for moisture, rain or weather to delay construction, presence of dampness etc will be very less. Mold and mildew have little opportunity to grow in your new built modular home. For families with very sensitive members, the final product is an allergy free home to lead a healthier life.
Another advantage of modular home to be noted is in terms of durability. Modular homes have to travel a lot to reach the final site. Manufactures make out modular homes with this idea in mind and provide a durable product that can withstand the side effects of transportation. True modular homes have more flexibility as compared to on-frame modular homes. A perfect modular home can be built from existing plans or from custom plans generated by an architect. Also, a modular home producer's uses computer generated plans to meet all national, state, and local building standards.
Material waste is very much less when compared to site built homes resulting much saving of money to home owners. This is because the lumber that is removed after construction of one house can be taken for the construction of the new house.
The uniqueness of modular home is it is built in a climate-controlled factory and building in this way reduces the chances of weather related delays or problems. To add to it, the fact that building supplies are stored in on-site warehouses, it also virtually eliminates the chance that wet materials will be used when building the modular home.
Don't jump into a decision. Have a talk with manufactures to help design your own modular dream home. Make your dream home into a reality by exploring additional features and benefits of modular homes.
Modular Home Mortgage
A modular home, also called a mobile or manufactured home, is a permanent home that's designed for year round living. It's said that over thirty two percent of single families currently live in modular homes. Modular homes are movable. They are built on a permanent chassis and can be moved by professional movers, allowing you to place your modular home anywhere you'd like, usually on a plot of land that you also purchase from the modular home maker.
Of course, you can place your modular home on your own plot of land if you have one, but you should be sure to check your local land regulations to make sure you're staying within the law. When you shop for a modular home from a
manufacturer, they will present you with modular home mortgage options.
Shop Around For Low Rates
However, if the terms aren't agreeable to you, you can always shop around for your own modular home mortgage. In fact, before you decide on any one mortgage, it's advisable that you do your homework to ensure that you get the lowest interest rate possible.
When you sit down with the agent at your modular home office and are presented with the terms of their modular home mortgage, they will run your
credit and then will determine your interest rate. If your credit isn't very good, you could end up with an interest rate approaching twenty percent or more. With that kind of modular home mortgage rate, you have little chance of making good on the mortgage any time soon. That's why you should take the information the agent gives you on the modular home mortgage and you should compare that information against other modular home mortgages.
To find other modular home mortgages, besides the one presented to you by your modular home agent, search online using your favorite search engine.
There are many companies who are waiting to do business with you to offer you a modular home mortgage that you can afford. Shop around, do your homework and create a list stating the pros and cons of each modular home mortgage. As you complete your list, you should be able to pick out one or two that are optimal for you. They should be completely affordable and you should be able to sustain the payments throughout the term of the modular home mortgage.
It's so easy to just accept the first modular home mortgage you're offered but that's not a good idea unless you want to be stuck with an interest rate you can't afford. So, do your homework, just as you did when you picked out your modular home and all its add-ons. Don't get stuck with a mortgage you can't afford or soon you could end up kicking yourself later. When you move into your new modular home, you are planning to make it your home for a long time, with an interest rate on a mortgage that fits well within your allotted budget.
Of course, you can place your modular home on your own plot of land if you have one, but you should be sure to check your local land regulations to make sure you're staying within the law. When you shop for a modular home from a
manufacturer, they will present you with modular home mortgage options.
Shop Around For Low Rates
However, if the terms aren't agreeable to you, you can always shop around for your own modular home mortgage. In fact, before you decide on any one mortgage, it's advisable that you do your homework to ensure that you get the lowest interest rate possible.
When you sit down with the agent at your modular home office and are presented with the terms of their modular home mortgage, they will run your
credit and then will determine your interest rate. If your credit isn't very good, you could end up with an interest rate approaching twenty percent or more. With that kind of modular home mortgage rate, you have little chance of making good on the mortgage any time soon. That's why you should take the information the agent gives you on the modular home mortgage and you should compare that information against other modular home mortgages.
To find other modular home mortgages, besides the one presented to you by your modular home agent, search online using your favorite search engine.
There are many companies who are waiting to do business with you to offer you a modular home mortgage that you can afford. Shop around, do your homework and create a list stating the pros and cons of each modular home mortgage. As you complete your list, you should be able to pick out one or two that are optimal for you. They should be completely affordable and you should be able to sustain the payments throughout the term of the modular home mortgage.
It's so easy to just accept the first modular home mortgage you're offered but that's not a good idea unless you want to be stuck with an interest rate you can't afford. So, do your homework, just as you did when you picked out your modular home and all its add-ons. Don't get stuck with a mortgage you can't afford or soon you could end up kicking yourself later. When you move into your new modular home, you are planning to make it your home for a long time, with an interest rate on a mortgage that fits well within your allotted budget.
Modular Home Dealers Are Not Hard To Find
The modular home dealers are plentiful but choosing one that is right for your needs may be a little hard to find unless you know what to look for. You will want a dealer that you can feel will support you in your efforts to find the perfect modular home for your needs and will also provide you with a good price. Its not like looking for a new car or an appliance because there are not special magazines that give you comparisons on the dealers or that will give you good ideas about which one is best.
Your search will become frustrating because like any builder of homes, each dealer does have a different degree of skill and offers a little different kind of service. Each modular home construction company may use different materials as well as different techniques which makes the pricing very dissimilar. The pricing really will depend on the materials and how they use them. To make things even more confusing, you will find there are a variety of package opportunities with each dealer which will also be varied.
It becomes difficult for the consumer to even know where to begin their search in finding the right dealer for their home. There are many things that will be necessary to complete the process of having a modular home built on your site. Actually finding a good building site is one concern, then there is your budget, financing of the new home, the plans for the home and a quality dealer to walk you through the whole process.
To make a decision on the best dealer it is good to understand what the job of the dealer really is all about. This way you can compare dealers and evaluate their service, pricing and their products.
Ask as many questions as you can about the homes, the materials, the service and pricing and ask to see the credentials of the dealer with whom you want to work. You should always ask to see some references from their past customers and then call a couple of these references to see what these people thing about the homes and the dealer service.
You will soon realize that there are many choices of dealers so the ones who have the most patience with your questions and knowledge of what they offer will be your best choices. The dealer you choose to work with should spend a lot of time with you so that you fully understand the product, the choices and the whole process. They should be willing to provide help with each of the many responsibilities that you will have during the process. They are the experts and you will need to be confident in their help on your behalf.
The dealers that you are interested in working with should be willing to provide a blanket estimate for the cost of the home and a time of completion from start to finish. This will not be a very detailed estimate but will give you a very good idea of the right dealer for your needs.
Your search will become frustrating because like any builder of homes, each dealer does have a different degree of skill and offers a little different kind of service. Each modular home construction company may use different materials as well as different techniques which makes the pricing very dissimilar. The pricing really will depend on the materials and how they use them. To make things even more confusing, you will find there are a variety of package opportunities with each dealer which will also be varied.
It becomes difficult for the consumer to even know where to begin their search in finding the right dealer for their home. There are many things that will be necessary to complete the process of having a modular home built on your site. Actually finding a good building site is one concern, then there is your budget, financing of the new home, the plans for the home and a quality dealer to walk you through the whole process.
To make a decision on the best dealer it is good to understand what the job of the dealer really is all about. This way you can compare dealers and evaluate their service, pricing and their products.
Ask as many questions as you can about the homes, the materials, the service and pricing and ask to see the credentials of the dealer with whom you want to work. You should always ask to see some references from their past customers and then call a couple of these references to see what these people thing about the homes and the dealer service.
You will soon realize that there are many choices of dealers so the ones who have the most patience with your questions and knowledge of what they offer will be your best choices. The dealer you choose to work with should spend a lot of time with you so that you fully understand the product, the choices and the whole process. They should be willing to provide help with each of the many responsibilities that you will have during the process. They are the experts and you will need to be confident in their help on your behalf.
The dealers that you are interested in working with should be willing to provide a blanket estimate for the cost of the home and a time of completion from start to finish. This will not be a very detailed estimate but will give you a very good idea of the right dealer for your needs.
For information and tips on modular home builders visit Modular Homes.
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