Modular Homes Repo

Modular Home Loans

2009-11-03T09:12:00.005-08:00

Financing a modular home is different from financing a "stick-built" (site-built) home. Most modular homes are financed like personal loans and not like property loans. They are financed like a car or a television. Still, loans for modular homes are becoming increasingly more available, thanks to their growing popularity in the housing sector.
Modular home financing packages offer many features, such as fixed or adjustable interest rates, single permanent construction loans, financing up to 95 % of appraised value, year-long construction periods, steady rates for interim financing, and the drawing up of construction schedules suitable to the consumer.
One modular home financing option is the one-time close construction/single permanent rate, which is a one-step program in which the interest rate is fixed during construction and modifies into a permanent loan after construction. The two-step option allows you to borrow up to 95 percent of cost for a permanent residence and 90 percent for a vacation home. It is based on a prime rate during the construction period and allows for a 12-month construction phase. The third option is lot loans, which are for those who have found the lot or site but are not ready to build.
Consumers who finance their homes with a personal property loan (also called a chattel mortgage) do not have foreclosure protection like those available for real property home mortgages. When the customer or borrower defaults on a loan, the home can be repossessed like a car.
Fortunately, there are some foreclosure laws that protect consumers from sudden repossession. Most states stipulate that the lender has to inform the borrower about impending repossession well in advance and give ample time to cover up the default and retain their homes. In homes where land and home are financed together under a real estate mortgage (like site built homes), foreclosure requires a lot of procedure and time before repossession takes place.
In the past, modular homes loans were mostly treated like personal loans and hence not protected by foreclosure laws. For example, some still states allow a Power of Sale clause, in which the borrower allows the lender to sell the property if he defaults on the loan payment. This means that the lender does not need to go to court to obtain a foreclosure.
But due to the rising popularity of modular homes, the laws are now more sensitive to the rights of modular homeowners. For example, state laws of Judicial Foreclosure require the creditor to get a court order to take possession of the property. He must provide evidence that the loan is in default, and a notice must be given to the borrower before foreclosure procedures begin. In addition, the Right to Reinstate clause gives the borrower the right to make adequate payments and regain his property. Finally, a Limit on Deficiency Judgment prevents the lender from suing the borrower for the amount still owed on the loan after selling the home, if such a case arises after repossession.
Even better for the modern modular home owner is that some states have a Right to Cure law, which allows the borrower to catch up on loan payments and retain possession of the property before repossession procedures start. Some states even have a Statutory Right of Redemption, whereby borrowers can get back their homes a short time after their sale.
Modular Homes provides detailed information about modular homes, modular home builders, modular home loans and more. Modular Homes is affiliated with Storage Sheds.

Affordable Housing - Small Modular Homes Are a Steal

2009-11-03T09:12:00.003-08:00

The term "affordable housing" sometimes carries a stigma. It's gotta be cheap, right? No, not necessarily. If you're looking for a quality new home at a bargain price, try the modular home solution.

A modular home is comparable to the average site built/stick built home in quality, style and appearance but is in actuality a pre-built home. Pre-built means that a good portion of the home is built in the factory then delivered to the building site. And, with a modular home, there is assembly required at the site.

A Modular Home is not a Manufactured Home

There is a clear distinction between a pre-built modular and a manufactured home. Manufactured homes are not considered stick built or site built homes. They have their own classification as a mobile (on wheels) home. As such, they don't receive the same value as a traditional stick (or site) built home.

So, if it's a real home you're looking for at a bargain price, look closely into modular homes. It could be the best time in years to do so.

Bargain Seekers, DIY builders & Owner Builders

While even a custom home design could be adapted and made by a modular home company, I would not normally advise anyone who truly wants a higher end custom home to go this route. There are exceptions, but I have found that modulars are best suited to the do-it-yourselfer and the owner builder. Very often, both of them are looking for bargains.

What Makes a Modular an Affordable Home?

Here are some of the cost advantages of building a modular home.

Shorter Building Time: The shorter building time usually equates to lower loan costs which is a big savings.
Less Onsite Labor Required: You'll pay for factory labor but your on-site labor will be much, much less and the savings adds up.
Buying Power of Manufacturer: This allows the home buyer to get more quality for less money.
Special Deals Being Offered: Try to find the modular companies who are offering discounts because of the slow economy.

Researching Modular Home Companies

Start by learning all you can about modular home companies and how they operate. Here are some important questions to get answers for:

Do they have delivery charges and how are they determined?
Do they provide any labor or assembly on site?
Do they know of local builders that are familiar with their product and assembly?
What are their customer service policies and procedures?
How many house plans do they have and can you ask for modifications?
Do they have a local representative to deal with?
Have they been approved by your local building authority?

Getting Started

With the slow economy and building industry, a modular home can offer a great solution and many companies are offering very aggressive deals. It could be the best time in many years to be shopping for affordable housing.

Start by Googling modular homes, modular, pre-built, and pre-built homes. Visit the websites of several modular home companies and try to find one that is within 500 miles (1000 max.) Check out their array of home models and then list the companies that seem to offer what you want.

Prioritize the list and narrow it to three to five. Then begin calling them. There is no substitute for talking to them. Home building is too big a project to handle just by online information and email communications.

Modular Homes could be the fastest and least expensive Owner Builder home building project. Check it out!

You can learn so much more about home building and remodeling online. One great option is to take advantage of a very informative yet simple to follow *free* e-course that you can find by clicking here http://www.DreamHomeCreation.com You will also find other tips and tools, surveys, videos, and additional articles by Mel Inglima.

Wholesale Modular Homes: Your Diy Skills Can Really Pay Off

2009-11-03T09:12:00.001-08:00

If you're a skilled DIYer with construction experience, a Wholesale Modular Homes Program may be perfect for you. There are many modular home manufacturers across the US who have wholesale modular home programs, and as long as you are capable of taking on some of the tasks normally assigned to a modular home builder, you can save considerably on the already low price of you modular home.

Retail Vs. Wholesale
A retail home builder sells homes directly to consumers for their personal use. A wholesaler usually sells products to a retail home builder who uses them in constructing projects. But a wholesale modular homes seller offers homes to consumers wholesaler after factory-assembling after assembling the modules from which the completed home will be built with all the products like plumbing, wiring, insulation, and pipes already installed.

Where wholesale modular homes differ from retail modular homes is in the construction process. The retail modular home construction will include digging and pouring its foundation, finishing its interior and exterior, and connecting its electrical, water, and septic systems. But if you or your friends are handy or have home building experience, or know how to find subcontractors, you can opt for a wholesale modular homes program.

What A Wholesale Builder Does
In a wholesale modular homes program, the home's manufacturer will produce and delver the home's modules to your building site, where you have already had the foundation dug and poured. The manufacturer will arrange for a crane to mount your individual modules on the permanent foundation, and for a crew to attach them. You will also get the materials necessary to complete your roof; the crew will complete it and also nail the structures of the home together.

A wholesale modular homes program will leave you with ah home which is from seventy-five to eighty percent complete, depending on the complexity of its plans. All modular homes are engineered to meet the building cods of the areas in which they will be constructed, so you won't have to worry about the inspection process.

What You Will Do
What you will have to do, or hire someone to do, is connect your modular home to its utilities sources, and finish its interiors and exterior. While having to do this yourself may delay the time before your modular home is ready for occupancy, the money you save will be considerable.

Mountain View Homes and Development Homes of Tennessee, for instance, has a wholesale modular homes program which offers a one-year warranty on all work done by their own crews, and will let you buy a four-bedroom, three-bath 1700-square foot two story home for less than $104,000. They have many other wholesale modular homes as well, and their program is typical of wholesale modular homes programs across the US.

A Modular Home Mortgage: Pleasantly Surprising

2009-11-02T09:00:00.005-08:00

Because the demand for modular homes has seen exponential growth over the past decade, more and more home mortgage lenders are seeing this market as a very lucrative one. They make no distinctions between modular homes and stick-built ones, and are willing to offer modular home mortgages at competitive rates. And because modular homes are often less expensive than traditional homes of the same square footage, a modular home mortgage can be less expensive than a traditional home mortgage as well.

Why Modular Homes Cost Less
What makes a modular home less expensive than a similar traditional one? First of all, modular homes are built from modules, or "building blocks" produced in clean, climate-controlled factories. The module's production never stops because of inclement weather, and the modules themselves are never exposed to weather-related damage.

The assembly-line production of the modules allows their manufacturers to buy supplies in bulk, qualifying for significant discounts. Because the macular homes are ordered in advance, the manufacturer knows exactly what materials, and how much of them, need to be purchased, so there is almost no waste involved in the module production. The larger parts of the modules are precisely cut by computer regulated machines, again reducing waste. The economies practiced at the factory all contribute to the lower costs of a modular home, and a lower modular home mortgage.

Building Your Modular Home
The finished modules are delivered to the building site where the modular home builder will have dug and poured the specified foundation, and will have a crane waiting to begin lifting the modules onto the foundation. The constructing crew will use fasteners include with the modules to attach them both to the foundation and to each other in the correct sequence. Because there is absolutely no measuring or cutting required, the construction of a modular home goes far more quickly than that of a traditional home. Lower construction labor costs translate to a lower modular home mortgage.

Your modular home will have to meet all the state, Federal, and municipal standards that apply to traditional stick built homes, but its wiring and plumbing will have been inspected at the factory by a certified inspector. You'll essentially be buying a home which you know in advance will meet all the safety standards. This may not lower your modular home mortgage payments, but it will save you time spent waiting for inspections.

The speed and precision with which modules are manufactured; the discounts which the manufactures can get for buying materials in bulk; and the need for a smaller construction crews for a shorter amount of time all result in a lower modular home mortgage than you would expect for a similar traditional home.

Why Pick A Modular Home?

2009-11-02T09:00:00.003-08:00

Modular homes, a factory product, are built as different sections so that they can match with all state, local or regional building codes of where you wish to live. These sections are then transported to the home site where they are raised onto foundations and fixed there permanently.

Generally, modular homes are designed to be initially stronger than site-built homes for example by replacing nails with screws and adding glue to joints. This helps the modules to maintain their structural integrity as they are transported on trucks over major highways to the construction site. Even though the modular home is found to be stronger than a stick built home, it is hard to predict the final building strength as it needs to withstand transportation stresses that the site-built homes never experience.

The modular home construction process is smooth and efficient. The construction time period needed to construct a home may vary depending on the home selected. As modular homes construction is constrained in a climate-controlled situation, the chance for moisture, rain or weather to delay construction, presence of dampness etc will be very less. Mold and mildew have little opportunity to grow in your new built modular home. For families with very sensitive members, the final product is an allergy free home to lead a healthier life.

Another advantage of modular home to be noted is in terms of durability. Modular homes have to travel a lot to reach the final site. Manufactures make out modular homes with this idea in mind and provide a durable product that can withstand the side effects of transportation. True modular homes have more flexibility as compared to on-frame modular homes. A perfect modular home can be built from existing plans or from custom plans generated by an architect. Also, a modular home producer's uses computer generated plans to meet all national, state, and local building standards.

Material waste is very much less when compared to site built homes resulting much saving of money to home owners. This is because the lumber that is removed after construction of one house can be taken for the construction of the new house.
The uniqueness of modular home is it is built in a climate-controlled factory and building in this way reduces the chances of weather related delays or problems. To add to it, the fact that building supplies are stored in on-site warehouses, it also virtually eliminates the chance that wet materials will be used when building the modular home.

Don't jump into a decision. Have a talk with manufactures to help design your own modular dream home. Make your dream home into a reality by exploring additional features and benefits of modular homes.

Modular Home Mortgage

2009-11-02T09:00:00.001-08:00

A modular home, also called a mobile or manufactured home, is a permanent home that's designed for year round living. It's said that over thirty two percent of single families currently live in modular homes. Modular homes are movable. They are built on a permanent chassis and can be moved by professional movers, allowing you to place your modular home anywhere you'd like, usually on a plot of land that you also purchase from the modular home maker.

Of course, you can place your modular home on your own plot of land if you have one, but you should be sure to check your local land regulations to make sure you're staying within the law. When you shop for a modular home from a
manufacturer, they will present you with modular home mortgage options.

Shop Around For Low Rates

However, if the terms aren't agreeable to you, you can always shop around for your own modular home mortgage. In fact, before you decide on any one mortgage, it's advisable that you do your homework to ensure that you get the lowest interest rate possible.

When you sit down with the agent at your modular home office and are presented with the terms of their modular home mortgage, they will run your
credit and then will determine your interest rate. If your credit isn't very good, you could end up with an interest rate approaching twenty percent or more. With that kind of modular home mortgage rate, you have little chance of making good on the mortgage any time soon. That's why you should take the information the agent gives you on the modular home mortgage and you should compare that information against other modular home mortgages.

To find other modular home mortgages, besides the one presented to you by your modular home agent, search online using your favorite search engine.
There are many companies who are waiting to do business with you to offer you a modular home mortgage that you can afford. Shop around, do your homework and create a list stating the pros and cons of each modular home mortgage. As you complete your list, you should be able to pick out one or two that are optimal for you. They should be completely affordable and you should be able to sustain the payments throughout the term of the modular home mortgage.

It's so easy to just accept the first modular home mortgage you're offered but that's not a good idea unless you want to be stuck with an interest rate you can't afford. So, do your homework, just as you did when you picked out your modular home and all its add-ons. Don't get stuck with a mortgage you can't afford or soon you could end up kicking yourself later. When you move into your new modular home, you are planning to make it your home for a long time, with an interest rate on a mortgage that fits well within your allotted budget.

Modular Home Dealers Are Not Hard To Find

2009-11-01T09:23:00.005-08:00

The modular home dealers are plentiful but choosing one that is right for your needs may be a little hard to find unless you know what to look for. You will want a dealer that you can feel will support you in your efforts to find the perfect modular home for your needs and will also provide you with a good price. Its not like looking for a new car or an appliance because there are not special magazines that give you comparisons on the dealers or that will give you good ideas about which one is best.

Your search will become frustrating because like any builder of homes, each dealer does have a different degree of skill and offers a little different kind of service. Each modular home construction company may use different materials as well as different techniques which makes the pricing very dissimilar. The pricing really will depend on the materials and how they use them. To make things even more confusing, you will find there are a variety of package opportunities with each dealer which will also be varied.

It becomes difficult for the consumer to even know where to begin their search in finding the right dealer for their home. There are many things that will be necessary to complete the process of having a modular home built on your site. Actually finding a good building site is one concern, then there is your budget, financing of the new home, the plans for the home and a quality dealer to walk you through the whole process.

To make a decision on the best dealer it is good to understand what the job of the dealer really is all about. This way you can compare dealers and evaluate their service, pricing and their products.

Ask as many questions as you can about the homes, the materials, the service and pricing and ask to see the credentials of the dealer with whom you want to work. You should always ask to see some references from their past customers and then call a couple of these references to see what these people thing about the homes and the dealer service.

You will soon realize that there are many choices of dealers so the ones who have the most patience with your questions and knowledge of what they offer will be your best choices. The dealer you choose to work with should spend a lot of time with you so that you fully understand the product, the choices and the whole process. They should be willing to provide help with each of the many responsibilities that you will have during the process. They are the experts and you will need to be confident in their help on your behalf.

The dealers that you are interested in working with should be willing to provide a blanket estimate for the cost of the home and a time of completion from start to finish. This will not be a very detailed estimate but will give you a very good idea of the right dealer for your needs.

For information and tips on modular home builders visit Modular Homes.

How to Design Your Perfect Modular Home Plans

2009-11-01T09:23:00.003-08:00

A modular home is very different from a manufactured or mobile home. It can be almost any shape or size. When you order a modular home it is created from your modular home plans and the modules are brought to your building site and put together.

The modular home can be designed in any way that you would like and are as small as a cottage or as large as a very elaborate modern home. There are many already designed plans for modular homes that can be used for your new home that were created to by experts to be an excellent use of space and practical use.

The smaller home usually begins at 1000 square feet and will probably have kitchens and living rooms that are open spaces. The bigger modular home designs can be 6000 square feet of usable living space. They will have up to five bedrooms, dining room, family room, separate living room, a breakfast nook and a library. If you would prefer to create or customize your own plan then the modular home company will help you with your plans to be sure that they will work on your site and meet your needs as well.

Your design will be crafted in modules and come almost ninety percent complete as it arrives at your building site. They will then put the sections together and finish both in interior and exterior touch-ups being careful to seal all the seams. For instance, the cabinets you choose and the fixtures will all arrive at your building site with the floors competed and even the walls painted.

The modular home are not just a box that is put together but they come with ornate details that are stylish and delicately detailed. The embellishments can be French doors, crown molding, angled walls or ceiling treatments. Even the small cottage size home can be customized to be detailed with special design features. This means that event the more inexpensive smaller home can be customized with the ornate features of the largest home making it a very unique home at an affordable price.

Modular home are build according to your plans and your added details. You will be able to make as many luxurious additions as you want. The choices for the cabinets, fixtures, flooring, color schemes, and windows will all be up to the plan you create for your home in the design phase.

When you have finished your design, then the factory takes a short time to get the modules ready for delivery to your building site and then it is just a week or two for completion.

For information and tips on modular home builders visit Modular Home

How to Move a Modular Home to a New Location

2009-11-01T09:23:00.001-08:00

A modular home can be a fantastic investment. They allow you the opportunity to live in a home that no one else has before. They also offer you plenty of designs with all of the rooms on one level. Many people love their modular homes and that is why when they need to move they want to take it with them. This type of home can be moved to a new location. However, there are things you need to know about that before you commit to it.

There are very few modular home moving companies out there. You may need to do some research to find someone in your area that is willing to move it on your behalf. Hopefully you can find a couple of different companies that can do it for you. Then should also offer you a free estimate of what they can do.

There is a great deal of work involved with moving a modular home. Therefore you should be prepared to pay several thousands of dollars for the move. The cost will be much more if it is being moved a large number of miles. The home will need to be split in half to move it. This is the way that it would have originally been hauled to your current location.

Then each side is covered with thick plastic so that dirt, debris, and the natural elements stay out of your home while it is in transit. Individuals with a CDL and training in hauling oversized loads will be responsible for moving your modular home. Ideally, a company should be able to move both pieces at the same time. Some of them don't have the equipment so they have to move one piece and then come back for the other one.

A pilot car is required to be in front of the modular home as it is being moved. This is to help inform the driver or drivers of the home about clearance levels and such in front of them. The cost of the pilot car is often tacked on to the cost of moving the modular home for you. The movement is going to occur at a slow pace due to the size of the load on it.

In most areas, the movement will have to stop before dark. That is to ensure the safety of everyone out there on the road when wide loads are being moved. If your modular home can't be moved in a single day, then the cost will increase. This is due to the fact that the drivers will need to stay the night and then continue the next day.

Once the home is at the new location, it can take plenty of time to get it situated correctly. Both pieces have to be blocked and leveled so that they will be correctly in place. They will also be secured back together. Don't worry - once this is done correctly you won't be able to tell at all that the home was ever in two pieces.

Some people are completely blown away when they find out the cost to move their modular home. They feel it is ridiculous but the bottom line is that they are expensive to move due to the process involved. It is very time consuming and it takes individuals with the right type of skills to complete it.

That is something you really want to take into consideration when you first buy a modular home. If you are content to keep it right where it is for the period of time you live in it then that is the best way to save money. If the cost to move it is too expensive, you may want to consider selling it and buying a new one to place on the new location.

It's very important to hire a good furniture removals company when you move which will make you life easier and your goods safety. Frenchtwinsremovals is a professional furniture removalist can provide you good service of furniture removals Sydney. Compare with most of furniture removalist Sydney, frenchtwinsremovals as a furniture removalist Sydney is one of the most professional and efficient company among many other Sydney removalists.

Modular Homes

2009-10-30T23:24:00.005-07:00

Modular homes are houses built in factories and then transported to and assembled at the housing site. Modular homes are different from mobile homes and site-built homes.
The term "site-built" refers to the construction of new houses in the open, at the housing sites, at the mercy of both the climate and the builder. They have to generally adhere to state, local and regional codes and specifications. For example, earthquake-prone areas may require special facilities. Such houses are also called "stick-built" houses and often have rising value in the real estate market - especially for site value.
Mobile homes are also completely factory- and offsite-manufactured, but are built on a non-removable steel chassis. They adhere to a federal code, called the Housing and Urban Development (HUD) code, rather than to the local codes where they move about. They are cheaper than site-built houses and modular houses, and decrease in value over time.
Modular homes, on the other hand, are built in sections in a factory. They are built to conform to all of the local, regional and state building codes for where they are finally located. Sections are transported from the manufacturing site to the building sites on truck beds and then are joined together by local contractors. The building is then laid out by a crane to an existing foundation.
Modular homes have several advantages that are making them increasingly popular. Modular homes tend to be twenty- to forty-percent cheaper than site built homes. This is because modular homes boast a variety of cost savings. The main reason for this is that large-scale manufacturers can get favorable terms for supply of materials in bulk.
Also, indoor manufacturing of the house components means that they are safe from problems related to weather and climate. This is a major problem of site-built houses, for which work is delayed often by weather or vandalism.
Waste from a modular home unit is miniscule compared to waste generated by site-built homes. Also, factory workers are highly trained for specialized manufacturing tasks. In comparison, site-building is entrusted to contractors who employ unskilled, temporary labor.
Modular homes are built in an offsite, quality controlled environment. The main advantage is that they can be built in half the time, while meeting the same quality standard.
Modular homes can be customer-designed. The time saving is immense: modular homes take thirty to ninety days for completion, compared to six to nine months for site-built houses. Typically, a two story, 2000 square-foot home can be constructed in a factory in a single week!
Modular homes are growing more popular by the day. In 2002, three percent of new homes in the U.S. were modular homes, and the northeastern states accounted for the highest modular home activity. The states in which modular housing was most popular were North Carolina, Michigan, and New York.
Modular Homes provides detailed information about modular homes, modular home builders, modular home loans and more. Modular Homes is affiliated with Storage Sheds.

Luxury Modular Homes

2009-10-30T23:24:00.003-07:00

Modular homes are made of units called modules, shipped to a building site and assembled. They are of different types, structures, designs and budgets.
The modular home method combines the benefits of engineering and shop floor manufacturing to produce high quality homes. Compared to traditional, stick-built homes, the method yields considerable savings in time, cost, waste generation, etc.
As modular home dealer Andrew Gianino points out, modular homes have the advantages of a trained and experienced work force, large and sophisticated production machinery, precision jig assembly, high-quality kiln-dried lumber, and construction done indoors in climate-protected facilities. There is adherence to local building codes, superior energy efficiency, and strict quality control systems.
As modular homes first became popular in the 1060s, they were considered low-quality, affordable substitutes for stick-built homes. But today they are available in very high-quality and varying, luxurious and creative designs.
All manufacturers have some standard and traditional designs. But they also supplement these designs with many architect-designed variations. Many architects have now begun to design modular homes. Manufacturers have learned to use wood and steel beams in their floor plans, and they have borrowed from both classical and contemporary designs to give their homes beautiful exteriors. Modular homes today are embellished by Cathedral ceilings, reversed gables and other exciting designs.
Many manufacturers allow the customer to custom-design their own modular homes. Computer aided design (CAD) has made it possible to prepare custom floor plans accurately. Manufacturers routinely customize the modular homes according to a customer's choice. Luxury features like skylights, central vacuum cleaning, whirlpool tubs, and bay and bow windows are added on by designers.
Modular homes today can be built to any specification or size. From a one-and-a-half split level ranch to a grand 4000 sq. ft. luxury condo, the modular industry has a wide range of options. Amenities like granite-topped kitchen counter tops and hardwood floors are also available. In sum, modular-built houses can be every bit as luxurious as stick-built houses.
Modular Homes provides detailed information about modular homes, modular home builders, modular home loans and more. Modular Homes is affiliated with Storage Sheds.

What is a Modular Home?

2009-10-30T23:24:00.001-07:00

You may be looking into modular homes, but are not exactly sure what differentiates a modular from a stick built or a manufactured home. The short answer is that a modular home is a home that is primarily built in a factory in sections and then pieced together at the job site. That description leaves a lot of unanswered questions that someone considering building one needs answered. I will try to answer some of those questions now.

What is the difference between a modular home and a site built home?

A site built home is built at the job site to the local building code. Meaning, the walls are framed, floor joists set, etc. on location. A modular home is also built to the local building codes, but is built in a factory. When the sections are pieced together (usually with a crane) and permanently attached to the foundation, there is still work to be completed at the job site. This work includes finishing the shingle work where the sections meet, finishing the drywall where the sections meet, building decks or patios, hooking the plumbing from the house to the rough plumbing below the home, hooking up utilities and building a staircase to the basement. One of the key things to remember when comparing these two methods of construction is that both are built to meet or exceed the local building code. The difference in quality between the two therefore rests on the quality of the builder, whether it is a traditional site built home or a modular home.

What is the difference between a modular home and a manufactured home?

A manufactured home is built in a factory in sections like a modular home. The two major differences are that manufactured homes are built to the HUD building code and they are not permanently attached to the foundation. Simply put, homes built to the HUD code are not built to the same strength standards as homes built to the building codes which are most commonly used throughout the US. Unlike a modular home, manufactured homes can be moved at a later date. This is why they used to be called trailers or mobile homes. For this reason, they are classified as personal property and not real estate.

What are the benefits of a modular home?

1. Strength - Modular homes must be built strong to withstand transit and being lifted with a crane. Many modular homes have most structural wood attached together in 3 ways - glued, screwed and strapped. This goes beyond building codes, but is necessary for this type of home.

2. Cost - There is often a cost savings when comparing modular homes to site built homes. This savings is due to efficiency in materials usage inherent in building in a factory. Also, materials are bought in bulk which translates to a cost savings. When building a home indoors, there are no weather delays. By speeding up construction time, there is a cost savings in interest payments on the construction loan.

3. Fewer Contractors to Manage - This probably does not matter if you are not acting as the general contractor for your house. If you are, this makes the job much easier.

4. Speed of Construction - Not counting any backlog, all of the sections of a modular home can be built in two weeks. This speeds up the time of the entire project considerably.

To sum it up, modular homes are built in a unique manner and definitely have a number of benefits over the alternatives. The type of home that is best suited for you though depends on many variables - budget, building site, location, local regulations, just to name a few. Good luck choosing your new home!

Tim Montey is a modular home enthusiast who built his first modular home two years ago. If you are looking to learn more about what is a modular home, you will find that at his website: http://www.modularhomechoice.com

Tips On Finding Good Modular Home Dealers

2009-10-30T19:48:00.005-07:00

The modular home dealers are plentiful but choosing one that is right for your needs may be a little hard to find unless you know what to look for. You will want a dealer that you can feel will support you in your efforts to find the perfect modular home for your needs and will also provide you with a good price. Its not like looking for a new car or an appliance because there are not special magazines that give you comparisons on the dealers or that will give you good ideas about which one is best.Your search will become frustrating because like any builder of homes, each dealer does have a different degree of skill and offer a little different kind of service. Each modular home construction company may use different materials as well as different techniques which makes the pricing very dissimilar. The pricing really will depend on the materials and how they use them. To make things even more confusing you will find there are a variety of package opportunities with each dealer which will also be varied.All this leaves the average consumer wondering where they should start in the process of finding their perfect home. You will need to have financing, your budget set, a good building site, and the plans you want for your new home but more importantly you will need a good dealer to get started.If you understand the things that a good dealer should provide for you then it will be easier to choose the right dealer for your needs. Once you know what each should be providing as far as pricing and service and products then you can make a better evaluation of what they each offer.Ask as many questions as you can about the homes, the materials, the service and pricing and ask to see the credentials of the dealer with whom you want to work. You should always ask to see some references from their past customers and then call a couple of these references to see what these people thing about the homes and the dealer service.As you begin your process for finding your quality dealer you will see there are several. The dealer that you choose really needs to have extensive knowledge of their service, their products and the availability of the products they offer. The best dealer will have no problem with being patient and answering all your questions in detail. You will have a lot of details to handle in order to have your modular home built on your lot and you will want to have confidence in your dealer to walk you through every detail.Every dealer should be able to provide you with estimated pricing and an estimated time of delivery. This is a ballpark figure without many details but it will be sufficient to use to compare different dealers and the deals that they have to offer.

For information and tips on modular home builders and modular home sales visit Modular Home

Prefabricated Homes - Modular Homes Vs Manufactured Homes

2009-10-30T19:48:00.003-07:00

When getting the most for your dollars really counts, it pays to know what you're shopping for. When it comes to new homes, a mistake can be very costly. Over the years of coaching people in their purchases and home building projects, I've learned what confuses people the most. And how to help them.

One of the most common questions centers around how prefabricated homes are classified for appraisals and lending purposes. Can you answer it? You'll know now!

Question: What's the difference between Modular Homes and Manufactured Homes?

Answer:

I've found that many people are just not sure. There's plenty of confusion to go around. Just what is the difference between a modular and manufactured home? Or, is there a difference?

Yes, there most definitely is a significant difference between them. It's not entirely a quality issue either. Here's what I mean.

A Different Home Classification

The underlying issue is the category under which they fall. A manufactured home is not considered a true, stick built/site built home. They are technically considered impermanent "vehicles" on wheels and as such, they do not have the same appraised value as a site built/stick built home. Nor do they hold their appraised values over the long haul.

Modular homes, on the other hand, are considered stick built homes just as a true "site-built" home would be. And, as such, are normally appraised in the same fashion, given the same value, and hold their appraised value the same as a traditional site built home.

It's Not a Question of Quality

If you've shopped for manufactured homes, you've probably been impressed with their apparent quality. While that's good, it doesn't change their classification. So, even though many manufactured homes have increased their quality in recent years, you should be aware that a poorer appraisal is likely and that declining values over the years is extremely likely.

What is your goal? Are you thinking about long-term value? If choosing between a modular and a manufactured home, you need to focus on your priorities in order to make the right decision for you.

In my experience over many years, when selecting between these two choices, if you're looking for long term value over mobility, I'd go with a modular home every single time.

Do your research and decide what's important to you.

We'd like to give you a FREE email course called "Dream Home Creation" that you can find by clicking here http://DreamHomeCreation.com The order button is on the upper right corner of the page. Again, there is no charge or obligation. You will also find other tips and tools, surveys, and additional articles by Mel Inglima.

Creating Modular Home Plans For Your Prospective New Home

2009-10-30T19:48:00.001-07:00

There is a big difference between a mobile home and a manufactured home. The modular home comes in almost any size or shape while the mobile home is very limited. Ordering your modular home is ordering a custom created home according to the modular home plans that you choose for your building site.The plans that can be designed for the modular home are anything from the simplest little cottage type home to the most modern and elegant home. There are a large variety of pre-designed plans that you might choose to use that are created to make a very sensible design that makes good use of every inch of space.The smaller home designs will be around 1000 square feet while the largest ones are around 6000 square feet will with every convenience of any other type of home. The larger home will have separate living rooms, dining rooms, family room, up to five bedrooms, a library and even a breakfast nook all as part of the pre-designed plan. You can choose to make any of the pre-done plans uniquely yours by adding or subtracting design features to suit our own tastes and needs.The modules that are created from the design plan is done at the factory and then transported to your building site. Almost ninety percent of the modules are completed before they are even delivered to your property. When the section arrives, they are complete with both exterior and interior almost finished need just some touch-ups to finish the building. The seams are careful constructed and even the cabinets and fixtures with painted walls are ready to use on arrival.The modular homes will come so competed with details they will have angled walls, lots of sophisticated detailing like the ceiling treatments, French doors, and even the crown molding. These special embellishments can also be part of a smaller home if you want this in our design plan. This makes it easy to take a basic design plan for either a smaller, more reasonably priced home or the larger elaborate home and add as many details as you like.Again, the modular homes are constructed according to the building plans that you have either created or modified. The means that the simplest design can be made very elaborate with your ideas included in the design. You make the choices for the color schemes, the flooring, fixtures, windows, cabinets and all the details while the home is still in the planning stage of production.After your plans for the home are completed the factory will build your home according to the choices you have made for your home in a short time. Once it is transported to the building site it will be just a week or two before it is ready to move in.

For information and tips on modular homes builders and modular homes sales visit Modular Homes

Why Modular Home Prices Can Be So Affordable

2009-10-30T03:39:00.005-07:00

More than one in four of every family home purchased in the US is modular builds. Much of this is due to the competitive pricing of the product. Whilst this is very good for all home buyers, it can still be unclear as to why modular home prices are so cheap. What makes them so well priced though; is also beneficial in a host of other ways.As the name would suggest, modular homes are constructed in modules. This is competed in an assembly line environment; more associated with auto building and the like. It is an efficient way of working; just ask Ford, and drives costs down. It also reduces the amount of delays, as there is no reliance on the weather, which again, results in lower modular home prices.Despite the prices being kept affordable, there are no shortcomings in the quality of the product; indeed, it could well be argued that the final product is better than that of conventional builds. They are constructed in a controlled environment of course.Further assurances in the build quality can be seen in the process that takes place when each module is delivered to the build site. These are thoroughly inspected by the manufacturers, and by independent quality controllers. Such a process is repeated through the entire build process too.Other benefits from modular homes also include the client's ability to customize them more easily than with site build projects. These can include fireplaces and hearths, state of the art furnishings and fittings, and artistic architectural creations. The modular home prices will of course rise depending on these customizations, but still come in cheaper than most standard onsite constructions.The time for a modular home to be delivered fully finished from point of order is approximately fourteen to sixteen weeks, though these will vary depending on the vagaries of each build of course.Final modular home prices vary of course, depending on the usual factors regards location, size, material and so on; but with all things considered tend to be at least ten percent cheaper than conventional builds. Greater savings can be made than this of course, right up to fifteen or twenty percent even.Whilst it is the competitive nature of modular home prices that are the headline, the manufacturing process also allows them to be extremely environmentally friendly with better insulation and less waste. This of course also allows them to not only save costs at point of purchase, but also through their lifespan.

For information and tips on modular home plans and modular home dealers visit Modular Homes

Things You Should Be Aware Of When It Comes To Choosing Modular Home Builders

2009-10-30T03:39:00.003-07:00

Modular homes are normally assembled in a different location and taken to the site that you would like the home to be placed on, in order to get a modular home made you have to get into immediate contact with modular home builders.The person that is going to be responsible for building your modular home has a big task ahead of them. So you should pay close attention to the person that you decide to hire to build your home for you.Nothing should be more precious to you than the roof that is going to be constructed to go over your head. Choosing the right modular home builders is actually an extremely daunting task that should not be taken lightly.You will need to carefully evaluate modular home builders in order to find a crew that will work best for you. Inadvertently, anyone can proclaim that they can build a house to your standards the thing is proving that it can be done.Going through a screening process of all the applicants that are inquiring about building your home for you will help you get a good inclination on who you should choose from your precious project. You should be able to be open with your builder and ask them any questions that you may have concerning the construction process.Locating a builder that shows an avid amount of interest in constructing your home is the type of builder that you should opt to pursue. There are a lot of different builders that will offer to construct your modular home just to make a quick amount of money. It is inadvertently a sad but true realization.Upon selecting a builder to build your modular home for you, you should set down with the builder that you have chosen and go over contracts for the property and review over what you want done to the property.A persons home is their most prized possession. So you should assure that the person that you hire to build your modular home has an inclination of how important this home is going to be to you.You need to be able to find a builder that is going to listen to the way that you want your modular home to appear. Anyone can be caring and compassionate, but it takes a genuine modular home builder to actually care about their customers needs.

For information and tips on modular home floor plans and modular homes sales visit Modular Homes

Talking About Modular Homes

2009-10-30T03:39:00.001-07:00

Just what is a Modular Home?

Modular homes are any home in which 80 to 95% of it is built in a factory. It is constructed in sections or modules. These modules are transported to a building site, placed on conventional foundations and assembled, where construction is completed. Unlike stick-built or site-built homes, modular building techniques are used, the on-site builders involvement is limited to excavation, final grading, construction of a suitable foundation, interior and exterior wall finish, HVAC hookup and connection to utilities.Modular Homes are NOT trailer homes, or mobile homes. Modular Homes are built to local building codes, not to the less stringent HUD code used by mobile home companies. There are no axles or telltale signs to indicate that a home is modular.

Can I tell the difference between a Modular Home and one constructed onsite?

You can't unless you see the house being constructed. There are no telltale seams, beams or lines, unless the builder used antiquated techniques. Modular builders use the same materials and used when constructing a site built home. When a home is completed you cannot distinguish between the two.Aren't the walls and materials lower quality?Absolutely not. Modular homes are constructed with 2x6 walls, and stronger materials so that the home can tolerate the rigors of being transported hundreds of miles. Most modular home factories use national brand name products to further enhance the quality of the finished product.

Can a modular home have a Basement?

Yes, and most of them do โ" often with 9' high sidewalls, walk-out basements, and expanded living areas on lower levels โ" but that is up to you, and your modular home builder.

Are modular homes are of inferior quality when compared to site built homes?

No - and arguably modular homes are of better quality. The two primary reasons for this are supervision and weather. Site built homes are subject to the elements. Modular homes are built in the controlled environment of the factory. This protects building materials from the harsh outdoor environment and enables laborers to work in comfortable environs improving the quality of their work. The second reason for the better quality of modular homes is the quality control programs used by modular manufacturers. Few builders who construct site built homes have a quality control manual or program in place. Modular builders do. Furthermore, regular inspections occur during the building of a modular home. In theory this is what your builder is supposed to do in the oversight of his subcontractors. In practice however these types of inspection are not done frequently or as well as it should be. Modular homes are inspected once on the assembly line, once more by a third party independent inspector required by the state in which the home is to be built, and lastly by the local building inspector โ" for quality, as well as form, fit and accuracy.

Can modular homes be customized?

Yes, they can. Essentially the same design flexibility exists that you would have with a site built home. If you buy a site built home in a development you will have limited customization options. Similarly there are some modular manufacturers who offer a limited selection of models from which to choose.Conversely, there are modular builders, as there are site builders, who allow total discretion in the design and customization of a home. We often develop plans with the customer โfrom scratchโ โ" starting with an idea of the number of bedrooms, bathrooms, and general concept of what the house is to be โ" whether it is a ranch, rambler, cape cod style, two story, split level or something in between. Special needs, such as ADA compliance, with wider doorways, lower counters, roll-in showers, and other accessibility features are very important to customers in the same way the fireplaces, French doors, and spa style tubs are. If there is a feature in a stick built home, it can be built in a modular home.

How long does it take to build a Modular Home?

Modular home construction is much faster than site built homes. The typical rule of thumb for the building of a site built home is 4-6 months from ground breaking. A modular home can be completed in 1-2 months. There are several reasons for this. All of the trades required to build a site built home are employed at the factory so there is a reduced number of tradesman. Secondly many different tasks can be going on simultaneously in the factory. Lastly, some of the site work, like excavation and the pouring of the foundation are done prior to the time the house is delivered to the construction site.Compare this to the site built home where most tasks must be done sequentially. In total a few weeks is all that will be required to complete the modules that comprise a modular home. Once delivered on site the builder may have another few weeks to complete the finish work. Typically, customers can expect that it will take 4-6 weeks from time of order to time of delivery, and from time of delivery to completion, another 4-6 weeks.

Are modular homes difficult to finance?

No. That used to be the case, but the sheer number of modular homes being constructed, as well as the lending community's understanding of the quality of modular homes has all but eliminated any previously existing prejudice.

Do modular homes offer energy efficiency?

Modular homes are often able to achieve extremely high energy efficiency ratings, with some manufacturer's offering extremely high standards in their products. Expect to see R-19 to R-21 or better in walls, R-38 to R50 in roofs, and Low-E windows are almost standard in the modular industry. Talk to your builder to find out what features are standard, and which are options.

Are there differences in the permit requirements between site built and modular homes?

No, there are no differences. A modular home must conform or comply with the local building requirements of where the home will be placed. Mobile homes, in contrast, do have substantially different permit or code requirements - but these do not pertain to modular homes. Modular homes may cost less for permits because they are pre-inspected at the factory before ever arriving on the construction site. When you are looking at new homes, talk to a company that specializes in modular homes. They can answer questions as they pertain to your community and local codes.

Conclusion

There are many good reasons why you should explore the option of a modular home. These reasons include: time savings, design flexibility, quality, cost savings, shorter-term construction loans (less interest paid) and brand name products. With the decreasing pool of skilled laborers, modular homes are appearing in subdivisions nationwide in larger and larger numbers. Seek a builder with expertise in modular homes, and you'll find quality, beauty and affordability in less time, often with warranties of up to ten years. It's an option you are seeing more and more.

Nancy is happily constructing new homes for customers in Wisconsin and guiding them through the mortgage, construction and home equity process. She is a specialist in modular home construction, ADA compliant, and Universal Design for Accessibility

Investing In Modular Homes

2009-10-30T00:38:00.003-07:00

If you are in the right areas, there are big profits to be made with modular homes. The downside? You may need a lot of cash for these deals.

Modular homes are not just a step up from mobile homes. The new ones are usually built to higher standards than many regular stick-built houses. They have six-inch walls and lots of insulation. Once they are on a foundation, they often qualify for regular home financing, as opposed to mobiles, which you'll always pay a higher interest rate on.

However, they are cheaper than a regular wood-framed home. This makes them a good choice for many home buyers, but what about investors? It depends how you use them. If they are already attached to a lot, you can just treat them like any residential property - as long as they are truly modular homes, and not classified as double-wide mobile homes. The latter are harder to finance, and you'll pay higher interest.

Perhaps the most profitable strategy, though, is to start with land and put a modular on it. In many areas, a modular home on an acre of land might sell for $140,000, and yet the cost of the land and the necessary improvements plus the modular may be under $100,000. There is a great opportunity in those areas where this is true.

Modular Home Investing - An Example

Suppose you have been watching sales of homes around the edge of the city where you live. Every now and then you see a modular sell, usually on an acre or two of land, because many subdivisions won't allow them. They seem to be consistently selling for around $135,000 or so if they have at least three bedrooms and two baths.

There are several suitable pieces of property in the area selling for $29,000 to $35,000. You can buy a 3-bedroom, 2-bath modular new for $64,000. The modular salesman tells you what you need to do to prepare a lot. Now you need to investigate the other costs.

The well drilling company that has been most active in the area says the wells are shallow in the area where two of the properties are. They can put in a well and pump for $3,800. The soils is sandy, so you can get a septic system installed for just $4,700. A power pole will cost $1,500, an asphalt driveway $2,800, and the foundation $3,200. Setting up the home and making the hook-ups is included in the purchase price. Closing costs and two months of holding costs will run about $3,000.

You decide that you are interested in the most expensive lot, the one that is $35,000. It has the nicest location, and it is in the area where it is cheaper to have a well put it.

Adding up all the costs, you arrive at a figure of $118,000. You think you can get more for the property, but you make a safe projection of $132,000. You realize that after $8,000 in commission and other closing costs, you would be left with a profit of only $6,000. That is not very motivating.

However, you have other plans. You have enough cash to start the project, and a home equity line of credit to finish it without getting a a new mortgage. You make an offer on the property of $32,000 which is accepted. Then you arrange for the well, septic system, and power pole to be installed. While this is going on, you start shopping for a repossessed modular.

You've seen them advertised in the paper for as little as $30,000. You let some dealers know you are interested in a "repo," and a month later you get a call. A dealer has an almost new 3-bedroom, 2-bath modular that he will sell for $49,000. You agree.

You are spending $15,000 less on the home as originally projected, and you bought the lot for $3,000 less as well. You do $2,000 in landscaping that you didn't include in your original figures. You have an extra $1,000 in holding costs because it took longer than originally projected to complete the project, and the other costs are $2,000 higher than anticipated.

The good news is that because you did the landscaping and paid for the better lot, the home sells for $138,000. Your total costs were just $113,000. Your total profit is $25,000. That is enough to make investing in modular homes interesting.

5 Tips To Buy Cheap Repossessed Modular Homes

2009-10-30T00:38:00.001-07:00

If you are tired of renting an apartment, or spending thousands of dollars on that condominium unit you can't own, then count yourself among the rest of humanity that finds security in owning something. Owning a home, after all, has its advantages: you have a place to call your own, and you don't have to worry about paying the rent, or suddenly not being able to pay it because of an unforeseen event.

There are many options to consider when buying a home of your own. If you move around constantly and need to take a lot of things with you, then you may want to consider repossessed modular homes. Modular homes are yesterday's mobile homes, fitted to meet today's demanding work atmosphere.

Can repossessed modular homes be for you? To understand the advantages of repossessed modular homes, it would pay to know the history of mobile homes. After the second world in the middle of the twentieth century, anticipation ran high, but budgets were low. Manufactured homes and housing projects burgeoned, allowing families to spend less when buying a house.

With the advent of technology and the need to travel to make a living, these manufactured homes were fitted with wheels, making mobile homes a respectable way to own a house. Repossessed modular homes have their own advantages, and if you are interested in owning repossessed modular homes, then examine how it can be good for you.

1. Repossessed modular homes are simply modular homes that have been taken from their owners, repaired and refurbished, then set out into the world again to be sold. This means that repossessed modular homes have been fixed and inspected for possible defects. They are never sold unless they are deemed to be fully functional.

This means that if you buy repossessed modular homes, you will not have to worry about repairs, or if they will break down once you start using them. This also means that you need to worry only about the things you have to put in them.

2. Some sellers of repossessed modular homes offer warranties on their products, so take advantage of such warranties if you encounter them. These can be advantageous if you suddenly discover that unanticipated repairs have to be done to your purchased repossessed modular homes.

Repossessed modular homes can offer you mobility, but there are also disadvantages associated with their use. Before you buy repossessed modular homes, take note of these possibilities first.

3. Older models of repossessed modular homes may have older engines, and may require you to spend more on gas. Not all older models are fitted with new engines, so inspect your prospective modular home first, and consult with vehicle engineers about it.

4. Contracts for buying repossessed modular homes may have different terms from contracts for buying brand new modular homes. Take note of these terms when you read the fine print of your contract, and do not sign a contract unless you completely understand its contents. Make sure that no guarantees are unwritten: if it is not written in the contract, it will not happen.

5. As with all things, scams abound in sales, so look at your seller's background and consult with your creditors and local bank before you buy that modular home.

If you are interested in repossessed modular homes, consult with a seller, and look at all available options. Mobility will be on your side soon enough if you make the right purchase, so be sure of everything before you get it moving.

Modular Homes, The Standard in 2025?

2009-09-06T02:59:00.003-07:00

"By the year 2025, modular homes are expected to be the dominant form of home building not only because of their higher quality and lesser costs but most importantly because of their eco-friendly superiorities." - Michael Zenga, ZN Custom Building

In addressing the ongoing concerns of our environment into the future, part of the puzzle involves home construction in general. Not only does home construction create significant waste and use significant energy in construction, but ongoing energy use once built continues to be important looking ahead. These simple facts are leading many to turn away from site built homes and begin looking into "going modular."

Did you know that modular homes create 90 percent less waste than site built home? Because modular homes are predominantly built in a factory setting, each step of the building process is streamlined. This allows maximal usage of materials and therefore less waste. Plus when the small amount of waste is accumulated, it is located in one location rather than multiple sites. This enables excellent opportunities for efficient recycling and waste management.

The factory setting also enables a more durable product that is greater in energy efficiency. By individually building and assembling modules of a modular home, better insulation techniques and a stronger more durable structure is possible. The ability to protect materials from the weather while being built in a factory further adds to the home's quality of construction. Over time, these factors reduce energy usage and markedly reduce future home repairs. Quality and better value provide longevity in a modular home's ability to be "green."

Something often overlooked is the number of subcontractors and time needed to build a site built home in contrast to a modular home. Imagine that an average site built home takes 14 months to build and requires frequent deliveries of building supplies and trips by local subcontractors to and from the site. Now replace that process with 4 months of modular home construction in a factory where all the supplies are delivered infrequently. The bottom line is that modular homes take half the time to construct and put into place and markedly reduce transportation and delivery trips. The end result is savings in energy usage and reduced toxic byproducts that could harm our environment.

What many fail to realize is that modular homes are held to the same local building codes as site built homes; and often their construction quality is superior. Likewise, a modular home can be customized into any design a homeowner desires using the best in "green" building materials. Examples may include WarmBoard Radiant subfloors, HardiPlank siding, Icynene insulation, and low VOC (volatile organic compounds) paints. Each of these can be easily implemented in the factory setting along with energy efficient designs that optimize a home's ability to be environmentally friendly.

As we progressively focus on better ways to protect our environment, modular homes afford a great opportunity to reduce energy consumption, reduce waste, limit toxicities, and provide more durable homes. For today, modular homes are the best "green" home building technology.

Modular Homes Speed Disaster Recovery

2009-09-06T02:59:00.001-07:00

Modular homes are playing a crucial role in speeding disaster recovery in areas hit hard by recent disasters, including Hurricane Katrina. Because of the speed of construction, durability of construction, advanced engineering and lower costs, builders are increasingly turning to modular construction to replace what so many people lost and to establish structures that will better-stand the forces of severe weather in the future.

Modular homes, also called systems built homes, were long misunderstood by government oversight agencies and the general public, often confused with "manufactured homes" and mobile homes. However, perception has quickly changed as the affordability, energy efficiency, durability and speedy construction of modular homes has become more publicized and understood.

"Many people thought that modular homes were little more than cookie-cutter manufactured mobile homes," says Grant Smereczynsky, CEO of Building Systems Network, a nationwide provider of custom-designed modular homes. "But this assumption could not be further from the truth. In reality, modular homes are meeting housing needs nationwide, both for affordable, high-quality housing and for an expedient solution to help those displaced by hurricanes and other natural disasters. They are not cheaply built manufactured homes, but are engineering marvels that are stronger, more energy efficient and more cost effective than traditional site built homes."

Builders throughout the Southeast, in areas hardest hit by Hurricane Katrina, are using modular homes to rebuild cities and replace the government issued trailers that have served the residents as temporary housing since the disaster. Builders in Mississippi and Alabama have recently announced modular home designs that can withstand 150 – 160 MPH wind speeds.

Modular homes are being built at an average cost that is 20% less than traditional site built homes in New Orleans, one of the areas hardest hit by Hurricane Katrina. Architects are working with modular home designers in New Orleans to create homes and buildings that emphasize the cities historical and cultural roots, as in the famous French Quarter of the city. Area builders say that modular construction is particularly cost efficient for them because of the high cost and short supply of labor and materials for on-site rebuilding.

Modular homes are constructed in pieces in controlled factory environments. The pieces are then shipped to the site where they are assembled. Because the pieces need to be shipped, they are built much stronger than traditional site built homes, using ten to fifteen percent more construction materials than are normally used. These safety benefits are passed on to the homebuyer, which is especially crucial in areas susceptible to hurricanes and other severe weather situations.

Modular homes are more energy efficient that traditional homes, leading the way in the green building movement, and are constructed in weeks rather than months, reducing the interest and number of payments on construction loans, thus reducing the overall cost to the homebuyers. Since modular home builders provide 80 to 85 percent of the home, the buyer avoids the risk of giving money to a builder and not having the home built to their specifications, or of having their price inflated by numerous change orders. All of these savings make modular homes a perfect solution for people trying to rebuild their lives and need all the financial resources they can spare.

Additionally, unlike modular homes, site-built homes are exposed to unfavorable weather conditions during the construction process, making the home vulnerable to water or weather damage, and increasing the costs of the project by adding additional materials and replacement components.

For more information on modular homes, visit http://www.buildingsystemsnetwork.com.

About Modular Homes

2009-09-06T02:56:00.013-07:00

Aren't modular homes the same as mobile homes? Not by a long shot! Modular homes are a revolutionary new product for the new home construction industry. Have you seen videos or television depictions of a state-of-the-art automobile manufacturing plant? If you have, imagine a brand new home being built the same way. But instead of the final home product being of a lesser quality, the home is built better and in less than half the time compared to standard new home construction. If you can envision this, then you are beginning to get the concept of modular homes.

Modular homes are more than 80 percent constructed in a large factory indoors away from the elements of the weather. The completed modular are then loaded onto a truck and lifted onto a foundation where the new homeowner awaits the finishing touches to complete the construction. Because the modules are transported to the site, the durability and strength have to be greater than a home built on-site. Estimates indicate these homes are therefore 20 percent stronger than your typical "site-built" home. Modules are then secured together with water, electricity, and sewage "tied in" after it has arrived. By the end, no one can tell the difference between a modular home and a site-built home.

But I am sure the designs are limited with this type of construction, right? Nope. Any design can be made into a modular home. Whether you bring plans to a modular home manufacturer, or select from the thousands of designs available, your dream home can be constructed by modular technology. Design architects who create wonderful modular homes are abundant, and many have selectively embraced this new method of home building. Having the ability to provide the homeowner with vast choices in design while saving resources in energy, labor, time and materials makes modular homes an easy choice.

Not only are modular home stronger than site-built homes and equal in design choices, but they cut the time of construction by more than half. Having the ability to work in a factory enables construction to be most efficient. No rain delays or freezing temperatures, no scheduling conflicts with subcontractors between different jobs, and no lost tools or having to travel to different job sites. Some large manufacturers produce as many as 6 to 8 homes a week. In the end, the homeowner wins because there is less time for construction loans to accrue interest and less time needed to pay for temporary housing during construction. Time is money.

Not only do modular homes save time and relate costs, but the total costs for a new home identical to a comparable site-built home is 10 to 20 percent less. These savings are immediately appreciated, but they are also a nice surprise when you plan to sell your home later. Modular homes accrue value as well (if not better) than site built homes, so putting in less money on the front end increases your equity on the back end. All in all, modular homes make perfect sense. If you are in the new home market, you should strongly consider modular home construction.

Modular Homes, The Future is so Bright!

2009-09-06T02:56:00.011-07:00

Modular home construction has been around for a few decades now, but the technologies and designs continue to improve. Particularly in the last decade, the explosion of designs and the increase in availability of modular homes have rapidly increased the modular home as a wise choice of new home construction. But what is on the horizon? Anything is possible as global markets increase, national recession looms, and streamlining within the factory advances. Here are just a few possibilities to consider.

For almost 2 years, the U.S. real estate market in many areas has been experiencing a readjustment with home prices dropping and foreclosures rising. However, the population continues to increase and new home construction will rebound after market settling occurs. Given the recent experience of the homeowner and a national recession, attention to costs and investment potential will be at an all-time high. Since modular homes cost on average 20 percent less than site-built homes, surpass them in overall quality, and maintain a strong investment potential, you can anticipate seeing the percentage of new home construction awarded to modular home building to rise.

Factories that build modular homes continue to find ways to improve quality and design while lowering costs and waste. This drive for efficiency has created a secure spot for modular homes in the new home construction industry. As sub-specialists who make products that are attractive to these factories increase, a potential for outsourcing some components of the factory construction process may even improve their ability to save costs further. For instance, prefabricated wall panels are already being used by some modular home factories to reduce labor demands for wall assembly. These panelized wall distributors can provide these at a lower cost than the expense it takes a factory to supply materials and labor for wall assembly. Expect further streamlining within the factory setting through outsourcing measures.

Remember when Japanese cars overtook the American car industry a few decades ago globally? Be cautious of a similar trend in modular home construction. If labor costs (which are the most costly expenses for modular home factories) can be markedly reduced by placing factories in China or South America, this could offset shipping costs of modules and importation fees. It may well be that your new modular home could be assembled half way across the world before it ends up on your lot.

The end result is that the market share of modular homes in new construction is predicted to rise, and there are potential avenues where costs for new homes could drop even further by paying attention to the above areas and others. In addition, the capacity for recycling efforts and the attention being given to designing "green" modular homes will drive those that are environmentally conscious to strongly consider this as the best option. Combining these aspects in the industry with the ability of modular homes to meet the high design demands of the consumer, it seems obvious that this industry has a stronghold for the future.

Modular Homes: Built Better to Meet Today's demanding Housing Market

2009-09-06T02:56:00.009-07:00

Today's Modular homes are built better, of finer materials under controlled conditions to give the consumer the best value in affordable housing

There are many reasons to consider buying a modular home these days. Today people are looking for value for every dollar spent, and modular homes offer just that. With the improvement in quality of modular homes, they can be a better choice then conventional construction in most areas. And don't think that modular homes can't live up to that dream house of fantasy. Today modular homes are built to more varied specifications and architectural designs then ever before including multi level, split level, post modernistic and many traditional styles. If it can be envisioned, more then likely there is a company that can modularize its construction. Here are some of the reasons that modular homes are such a great value.

They can be completed Faster

Modular homes from start to finish can be built faster because the greatest portion of construction, including HVAC electrical and plumbing are completed under what are usually controlled climate conditions in a factory. Most everything is completed at the factory including the installation of cabinets and doors. Most fixtures, plumbing and electrical are in place before the modular home leaves the factory. When the modular home arrives on site ready to set on its foundation, there is less for contractors and subcontractors to complete. This saves a lot of time due to weather and scheduling issues that always seem to arise with traditional construction. That means savings of time and as everyone knows, time is money, especially in home construction

Saving on construction time saves big interest

With a typical construction loan, the first payments are basically interest. A common construction loan for a conventionally constructed home can be anywhere from 6 to 12 months long. With that in mind, consider how much will be saved in interest on the loan before it is converted to a conventional mortgage, if the construction time is cut from 6 months to 2 months. On bigger projects, the savings will be even greater. If you are required to carry the construction insurance modular homes can save even more. Because the structure is not exposed to acts of nature during critical stages of framing and construction, insurance rates are much more reasonable as well.

Less Wasted Material

Because modular homes are constructed under climate controlled factory conditions, material loss is kept to a minimum. On conventional construction sites, losses can add up to big dollars, due to poor weather, theft, and over all poor construction conditions, making modular home construction again more cost effective.

More durable construction

Because modular homes must be transported sometimes many hundreds of miles from the factory to where they will be placed on a foundation, they are held to a much higher standard in most areas of construction, to be able to withstand being moved. Better flooring which can be varied may include engineered floors on top of thicker nailed AND glued sub floors. Double and heftier constructed rim joists and thicker wallboard on ceilings and walls. Many of the added supports and bracing that are required for transportation can be left in place upon arrival which makes for a stronger more durable structure that holds up to the forces of nature better then do most conventionally constructed homes.

So if its time to consider a new home, its time to consider a modular home. The advantages are many the savings are great and the risks are few to none. Lending institutions are aware of modular home advantages and many times are more willing to process loans accordingly. Modular homes have come a long way since first conceived of. Modular housing is no long to be considered second class housing as it once might have been. Today it is top quality and rivals any home construction method available.

Why Pick a Modular Home?

2009-09-06T02:56:00.007-07:00

Modular homes, a factory product, are built as different sections so that they can match with all state, local or regional building codes of where you wish to live. These sections are then transported to the home site where they are raised onto foundations and fixed there permanently.

Generally, modular homes are designed to be initially stronger than site-built homes for example by replacing nails with screws and adding glue to joints. This helps the modules to maintain their structural integrity as they are transported on trucks over major highways to the construction site. Even though the modular home is found to be stronger than a stick built home, it is hard to predict the final building strength as it needs to withstand transportation stresses that the site-built homes never experience.

The modular home construction process is smooth and efficient. The construction time period needed to construct a home may vary depending on the home selected. As modular homes construction is constrained in a climate-controlled situation, the chance for moisture, rain or weather to delay construction, presence of dampness etc will be very less. Mold and mildew have little opportunity to grow in your new built modular home. For families with very sensitive members, the final product is an allergy free home to lead a healthier life.

Another advantage of modular home to be noted is in terms of durability. Modular homes have to travel a lot to reach the final site. Manufactures make out modular homes with this idea in mind and provide a durable product that can withstand the side effects of transportation. True modular homes have more flexibility as compared to on-frame modular homes. A perfect modular home can be built from existing plans or from custom plans generated by an architect. Also, a modular home producer's uses computer generated plans to meet all national, state, and local building standards.

Material waste is very much less when compared to site built homes resulting much saving of money to home owners. This is because the lumber that is removed after construction of one house can be taken for the construction of the new house.

The uniqueness of modular home is it is built in a climate-controlled factory and building in this way reduces the chances of weather related delays or problems. To add to it, the fact that building supplies are stored in on-site warehouses, it also virtually eliminates the chance that wet materials will be used when building the modular home.

Don't jump into a decision. Have a talk with manufactures to help design your own modular dream home. Make your dream home into a reality by exploring additional features and benefits of modular homes.

Modular Homes Answer Affordable Housing Needs

2009-09-06T02:56:00.005-07:00

The recent nationwide housing slump, which has left many homebuyers to experience the downside of Adjustable Rate Mortgages and feel the crush of rising mortgage payments, is also affecting the home construction industry, putting many builders and industry sub-contractors in very tight financial straits.

This trend is not true in the modular homes industry, however. The demand for new homes is still high, and homebuyers are increasingly seeking alternatives to rising new home prices and interest rates. One growing alternative is modular homes. Modular home building is on the rise and is becoming more popular with homebuilders and homeowners each day.

Why? Public perception towards the industry has changed as more people have come to understand the structural, construction and cost benefits of modular housing. Modular homebuilders are providing solutions to the need for affordable housing, by using advanced engineering and building systems to provide quality, attractive home designs at affordable cost and at a fraction of construction time.

Modular homes are constructed in pieces in controlled factory environments. Factory production means fewer accidents and mistakes and a more predictable product and time frame. The pieces are then shipped to the site where they are assembled. Because the pieces need to be shipped, they are built much stronger than traditional site built homes, using ten to fifteen percent more construction materials than are normally used. Modular homes also offer a much higher quality control standard, with so many third-party inspectors, engineers and architects involved.

Since modular home builders provide 80 to 85 percent of the home, the buyer avoids the risk of giving money to a builder and not having the home built to their specifications, or of having their price inflated by numerous change orders. Additionally, unlike modular homes, site-built homes are exposed to unfavorable weather conditions during the construction process, making the home vulnerable to water or weather damage, and increasing the costs of the project by adding additional materials and replacement components.

All of these savings are passed on to the homebuyer. And, because the construction time is greatly shortened as compared to the time frame needed for a traditional site built home, homebuyers reap the benefits of lower interest rates and fewer payments on construction loans. Although they were wary at first, mortgage lenders are seeing the rapid growth in the sale of modular homes and are thus adjusting their practices to accommodate this growing market of homebuyers.

Modular homes are not only on the rise in the United States. Homebuilders around the globe are seeing modular homes as an answer to both the growing need for affordable housing and the increasing industry demand for green building and energy efficient construction. For example, modular homes are currently being used to ease the affordable housing crisis in the Highlands of Scotland. The planned £20million construction project will provide dozens of pre-built houses, and will see modular houses built in eight Highland areas over the next three years.

Because of the focus on energy efficiency, architectural and design communities worldwide are coming together to create innovative designs for homes of all shapes, sizes and tastes. Custom modular homebuilders, such as Grant Smereczynsky, CEO of Building Systems Network, a custom modular homebuilder based in Atlanta, GA, are encouraging consumers who are not yet familiar with the options available in modular homes to educate themselves about the benefits of these advancements in engineering, architectural design and systems-based construction.

"Don't let these innovative designs and new home building technologies pass you by," Smereczynsky says. "Take advantage of benefits and opportunities available to home buyers of affordable luxury and custom dream homes, as well as energy efficiency and increased durability and safety that modular homes and modular home builders provide."

For more information on modular homes, visit http://www.buildingsystemsnetwork.com/.

Modular Homes Make Luxury Affordable

2009-09-06T02:56:00.003-07:00

The Heritage, a 6800 square foot home appraised at $895,000, provides a breathtaking example of what the newest home construction technologies and trends are making available to homebuyers through modular homes.

Called the "modular mansion", this immaculate home is the most recent custom modular home offering from Building Systems Network, a nationwide modular homes builder and designer of custom modular home plans. The Homestead is one of the largest and highest appraised home built by Building Systems Network, and demonstrates the trend in American homebuilding of combining the advanced technologies of the modular building process with hand-craftsmanship and custom finishes to provide luxurious homes at significantly less cost than that required by a traditional site built home.

The Heritage not only demonstrates the elegance and innovation of BSN's custom modular home designs, but also the infinite possibilities available to homebuyers through modular home technology. Modular homes are constructed in the same steps as traditionally built homes but, because many of the components are pre-constructed, homes require less "site-building" time and are completed at a fraction of a traditional home build. Modular homes are also built with stronger components than traditional site built homes, utilizing ten to fifteen percent more construction materials to ensure the maximum strength and durability of all home components.

Grant Smereczynsky, CEO of Building Systems Network, is actively encouraging consumers to take advantage of the benefits and opportunities available to them through new homebuilding technologies and trends, and to educate themselves on the possibilities provided by modular homes.

"The Homestead and other BSN modular homes represent a significant development in home construction technologies, and a brighter future for homebuyers," Smereczynsky says. "Homebuyers of modular homes reap the benefits of the cost savings provided by the systems-built process while attaining their dream home exactly the way they envisioned it."

Some of the benefits of utilizing the modular homes, systems-built construction process are significantly reduced construction time, which saves interest on construction loans, as well as considerable savings in materials costs due to the high-volume purchasing abilities of systems-built production facilities.

Modular homes, or systems-built homes, are constructed under optimum building conditions within controlled environments at fractions of the cost and time required by traditional site-built homes. Since the modular homebuilder provides 80 to 85 percent of the home, buyers do not face the risk of giving money to a builder and not having a home built to their specifications.

Additionally, unlike modular homes, site-built homes are exposed to unfavorable weather conditions during the construction process, making the home vulnerable to water or weather damage, and increasing the costs of the project by adding additional materials and replacement components.

For more information on The Homestead and other BSN luxury custom modular homes and custom modular home floor plans, visit http://www.buildingsystemsnetwork.com/.

Modular Homes Lead Industry Green Building Efforts

2009-09-06T02:56:00.001-07:00

Modular homes and custom modular homebuilders are quickly reinventing the homebuilding industry. Because of the focus on energy efficiency, architectural and design communities worldwide are coming together to create innovative designs for homes of all shapes, sizes and tastes. Not only are modular homes providing affordable housing solutions because they are constructed more quickly and at a lower cost than traditional site built homes, modular home builders are also leading the way in sustainable new home construction and environmental preservation through green building.

Modular homes are constructed in pieces in controlled factory environments. Factory production means fewer accidents and mistakes and a more predictable product and time frame. The pieces are then shipped to the site where they are assembled. Because the pieces need to be shipped, they are built much stronger than traditional site built home structures and components, using ten to fifteen percent more construction materials than are normally used. Modular homes also offer a much higher quality control standard, with so many third-party inspectors, engineers and architects involved.

Since modular home builders provide 80 to 85 percent of the home, the buyer avoids the risk of giving money to a builder and not having the home built to their specifications, or of having their price inflated by numerous change orders. Additionally, unlike modular homes, site-built homes are exposed to unfavorable weather conditions during the construction process, making the home vulnerable to water or weather damage, and increasing the costs of the project by adding additional materials and replacement components. All of these cost savings are passed on to the consumer, giving them more home for their money, but also giving builders more leeway to incorporate energy saving building best practices and products and services into their construction processes.

For builders, most green building benefits come from then flexibility inherent in the design and engineering of modular home systems. Modular homes are built stronger that traditional homes. They produce less waste because of reduced construction time, and less time needed on a site means less damage to the home site and surrounding environment. In addition, the design flexibility and innovation combined with the use of non-traditional building materials enable homebuilders and designers to build around existing trees and wildlife, creating new homes that are less intrusive to their environments.

Modular, or systems built, components are pre-treated before they are shipped to the site. This pretreatment reduces the amount of chemical vapors that enter the home upon construction, resulting in better air quality from the beginning. In addition, the internal structure of the home is protected from mold or water damage by the tightly controlled environments within the factories. Because construction can be completed in a fraction of the time necessary for traditional homes, there is less site waste, less threat of internal air quality deterioration and reduced chance of structure damage.

Wood for home components is delivered to factories at pre-cut lengths to further reduce waste, and many modular homes factories and materials suppliers employ extensive recycling programs to reduce excess or return materials to the environment. Additionally, many builders take site selection into account to maximize natural lighting, heating and cooling capabilities, as well as other water efficiency, day lighting, ecopower, improved erosion control and environmentally friendly building materials considerations. Other green building practices include increasing slab insulation, using solvent-free foundation sealants, increasing fly-ash content in concrete, improving foundation drainage, providing ventilation for radon and other tactics.

The speed of construction reduces the cost of modular homes, making them an ideal solution both to current affordable housing needs worldwide and also to homeowners seeking relief from recent hikes in utility costs. The reduced construction loan costs and interest amounts combined with lower pricing per square foot as compared to traditional site built homes enables home buyers and builders to focus their home construction dollars on energy efficient water and power systems. These can be as simple as energy efficient water heaters and appliances, or as complex as solar panels or gray water systems.

Many modular homes today are being constructed in such a way as to maximize daylight and reduce or, in some cases, completely eliminate the need for electrical lighting during the day. For example, the Venice, California MCube, designed by Mdesigns, utilizes a Japanese shoji inspired construction with translucent light emitting walls that let in natural light without heat radiation. The house also boasts solar radiant-heated floors, solar heated water and photovoltaic roof panels. This is just one example of the innovative designs emerging from architects and engineers worldwide. Pictures of the house are available at inhabitat.com.

Custom modular homebuilders, such as Grant Smereczynsky, CEO of Building Systems Network, a custom modular homebuilder based in Atlanta, GA, are encouraging consumers who are not yet familiar with the options available in modular homes to educate themselves about the benefits of these advancements in engineering, architectural design and systems-based construction.

For more information on modular green building and modular homes, visit http://www.buildingsystemsnetwork.com.

Why Build Your Home Modular?

2009-09-03T02:03:00.001-07:00

It seems like a question that is becoming more popular as more people hear success stories from choosing this form of new home construction. There are several reasons why modular homes are becoming more popular and increasingly taking over a larger segment of the new housing market. Here are the key reasons.

Higher quality - Modular homes are not manufactured homes or mobile homes. Modular homes are constructed with the exact same materials as site-built homes and by the same building code standards. However, because these homes are transported from the factory to your building site, extra measures to improve durability and strength are added. As a result, this makes modular homes actually superior to site-built homes in quality.

Less expensive - Modular homes are built in a factory setting away from the weather and in a setting where construction efficiently moves forward at a rapid pace. As a result, the time to build a modular home is less than half the time required to build a site-built home. This save tremendous time in construction costs for both the manufacturer and consumer. In addition, there is less waste and better use of materials. In the end, modular homes cost about 20 percent less than site-built.

Design savvy - You may think design options are limited for modular homes, but any design you want can be made by modular home building techniques. Any architectural plan can be accommodated by most manufacturers. Consumers expect a degree of design options and styles, and this has been the focus of the modular industry. Even home designers and architects alike have embraced modular technology.

Better investment - Combining high quality with less expensive costs clearly makes for a better home investment. In today's climate of rising foreclosures and looming recession, modular homes are making more sense than ever before.

Time efficient - In a rush for that new home? Want to cut your construction loan time in half and get out of the temporary rental? Then modular is the way to go. In one study, identically designed homes were built on site and in the modular factory. The end result demonstrated that it took 10 months from start to finish for a modular home (including design, financing and construction) to be completed, but 21 months for a site-built home. Time is of the essence!

"Greener" - With less waste and an ability to attend to greater recycling efforts from the factory setting, the modular home industry focuses on the environment to a much greater extent than site-built homes. In addition, architectural designs are continually creating better modular features to augment energy efficiency. Solar panels, reduced "non-livable' space, and better airflow patterns are just some recent features added that show this industry's attention to being "green".

There are several other reasons as well, but the above highlight the major aspects of how modular homes are rising above other options for new homes. The best part is that unless you see a modular home assembled, you would never be able to tell the difference from a site-built home. The fact is many of your neighbor's homes are likely modular, and you never even knew it.

The Modular Industry Adapts

2009-08-14T00:48:00.004-07:00

The subprime mortgage crisis has affected just about every form of housing within the country. Lending is more restrictive, current home inventories are still tremendous, and a large percentage is unable to make their current mortgage payments. And while the modular home industry has felt the effects, the impact has been much less than on the site-built housing industry.

Recent trends at the end of 2008 and thus far in 2009 has seen new customers considering modular homes in greater numbers. The largest group is those that normally spend $200,000 for a home but are looking to maximize their value while keeping the price within their budget. Modular homes boast greater value through better durability, larger square footage and more amenities compared to most equally-priced site-built homes. Given the continued pricing instability of new and existing homes, modular homes give a more stable value.

Fortunately, lending practices for many banks have now loosened enabling easier financing for modular homes that had met resistances previously. This will likely continue for both new and existing modular homes as incentives to banks to make these loans become more accessible to the homebuyer. Because some people are selling their existing homes out of necessity, getting into a new home at a lower price is their eventual goal. For the same amount of money, modular homes offer more than traditional site-built structures.

In addition to modular homes offering a better value solution, modular home manufacturers and retailers are expanding their markets. By being more creative, those in the modular home industry have found new customers who benefit from this technology. For example, some retailers have been supplying individual units to ski resorts for condo-type additions as the ski resorts see a need. This makes it simple for the ski lodge to increase their capacity without taking on a huge expense.

Commercial uses of modular homes for schools and government buildings has been present for decades, but other areas in commercial construction are just now beginning to explore modular construction for its use. Compared to residential housing, the commercial market has been less affected in the current housing crisis. This is an ideal area for the modular industry to explore in greater numbers.

While global economic effects are present, some international markets have not been hit as hard as the U.S. Canada represents one such market. Many modular retailers and manufacturers, especially in the northeast, have expanded their territories to include locations across the U.S. border. Despite the currency exchange difference, this has been a profitable endeavor for several.

While modular homes offer better technologies and greener living compared to site-built homes, their greater value and their flexibility in use is what is proving to allow a strong competitive edge. While 2009 is certain to be a less than banner year for most businesses, the modular home industry features a good foundation to weather the storm. When the dust settles, modular homes have the best value and opportunity to gain momentum moving into the future.

Modular Dealers, Modular Plans

2009-08-14T00:48:00.003-07:00

Where can I find modular dealers? What can a modular dealer do for me? Is it expensive to build a home from modular plans? Are modular plans better than stick built homes? Do modular dealers provide a warranty?

Where can I find modular dealers?

You can find modular dealers by asking existing homeowners and real estate agents for recommendations. You can also contact your state manufactured housing association for names and addresses of modular dealers and manufacturers. You can do a search online for "modular dealers" or search the Yellow Pages as well.

What can a modular dealer do for me?

Modular dealers are usually responsible for providing modular plans to the homeowner. They can help the homeowner choose which features they want and don't want and help them customize the modular plans to their taste and satisfaction. The modular may also assist the home buyer in obtain financing and insurance.

Once the modular dealer has helped the home buyer select and customize their modular plans, the modular dealer will coordinate the delivery and installation of the home. Your modular dealer is usually the person to contact if you have warranty issues after you move into the home.

Is it expensive to build a home from modular plans?

Modular homes typically cost less to build than homes built on site. Modular home manufacturers can get greater volume discounts on building supplies because of the large number of houses they build each year. Modular homes are built in a controlled environment. There is less waste because building materials are not exposed to the outside elements.

Are modular plans better than on-site built homes?

Modular homes are built with 15% more nails, screws, lumber, and adhesives than on-site built homes. They are built to withstand the wind and vibration of traveling along roads and being lifted piece-by-piece by crane.

Do modular dealers provide a warranty?

Most modular home manufacturers provide a warranty that covers the structure itself. The modular dealer typically has a warranty that is more comprehensive. The modular dealer's warranty may also cover issues related to the installation and/or delivery of the home. Many states require that your modular dealer have a building license and provide a warranty that covers the electrical, plumbing, and mechanical systems also.

Potential home buyers, looking for new construction should consider a modular home as one of their options. Building homes in a factory has many advantages over building one on-site. Modular homes are built faster and sturdier than on-site homes. You can take a tour of modular home factories to see how it's done.

Modular Homes the Wave of the Future

2009-08-14T00:48:00.002-07:00

Maybe you have seen a portion of a pre-built house moving — hopefully slowly — along a highway to a site that a family will one day call home. It likely was part of a modular home, which offers builders and home buyers advantages about which you should know.

For years, modular homes have been confused with U.S. Department of Housing and Urban Development code homes, also known as "manufactured housing." Unlike HUD code homes, which have a permanent chassis to allow towing to the home site, modular homes usually comprise several sections assembled on the home site. And like a site-built home, modular homes must meet local code requirements.

A product of systems building, modular homes are constructed on an assembly line in a climate-controlled factory setting. Despite a lingering misperception of factory-built housing as inferior, these homes account for a growing percentage of new construction.

According to a recent study by The Freedonia Group, a Cleveland-based industrial market research firm, the amount of factory- or systems-built housing will grow 1.2% annually through 2005.

Modular homes account for one of every 10 homes built in the Northeast, according to the NAHB's Building Systems Council. That region ac-counted for 29% of the nation's modular activity in 2001. The South Atlantic region was a close second with 26%, and the Great Lakes region ranked third at 24%.

The most popular states for modular construction in 2001 were North Carolina, Michigan and New York.

A good many of the homes you see today — perhaps some of your competitors' — are modular homes. In 2001, modular homes accounted for 3% of all single-family homes constructed, the BSC says. Outside of metropolitan areas, that figure jumped to 11%.

    How They're Made
In a highly engineered manufacturing process, modular homes are built in sections called modules. Once built, the modules undergo a series of quality-control checks in the factory.After the manufacturing process is complete — typically with interior finish on the floors, walls and ceilings — trucks transport the home to its site, place the modules on a prepared foundation with a crane and join them to the foundation and each other.While critics have charged that modular homes are too boxy, that refrain is beginning to fade with growing flexibility in design and customization options. Also, the emerging trend of hybrid modular panelized construction — adding site-built garages, porches and other custom add-ons — gives modular housing a fresh face.

    Fast Construction
Some factories can build modular homes in as little as one to two weeks. The home's arrival at its site and placement on its permanent foundation can be even more astonishing. In another two to four weeks, a local builder or contractor can connect the utilities and complete the home. "It takes approximately 90 to 120 days for the entire process, from the time the customer places an order until it's ready for the family to move in," McLendon says.

    Saving Time and Money
Modular homes usually cost less per square foot — 5% to 25% less, one manufacturer estimates — than site-built homes, thanks to shorter, more organized and more predictable construction schedules. Aside from cost savings, buyers of modular homes also benefit from the accelerated on-site assembly time. The associated advantages — reduced chance of weather damage or home-site vandalism — make modular construction a smart choice for infill development.

    The Comfort Factor
Modular homes are "overbuilt" to withstand travel from the factory to the home site, so they often are sturdier and tighter than conventional homes. They also make it easier to insulate areas hard to access in a home constructed with conventional building techniques. Reduced air infiltration and more complete insulation often make modular homes more comfortable than site-built homes while lowering heating and cooling costs.Increasingly, modular construction offers builders a competitive alternative that might be worth a departure from traditional construction methods.

    Contact Building Systems Network for more detailed information at www.buildingsystemsnetwork.com or call them at 770-888-2761

Why Build Modular?

2009-08-14T00:48:00.001-07:00

It seems like a question that is becoming more popular as more people hear success stories from choosing this form of new home construction. There are several reasons why modular homes are becoming more popular and increasingly taking over a larger segment of the new housing market. Here are the key reasons.

Higher quality - Modular homes are not manufactured homes or mobile homes. Modular homes are constructed with the exact same materials as site-built homes and by the same building code standards. However, because these homes are transported from the factory to your building site, extra measures to improve durability and strength are added. As a result, this makes modular homes actually superior to site-built homes in quality.

Less expensive - Modular homes are built in a factory setting away from the weather and in a setting where construction efficiently moves forward at a rapid pace. As a result, the time to build a modular home is less than half the time required to build a site-built home. This save tremendous time in construction costs for both the manufacturer and consumer. In addition, there is less waste and better use of materials. In the end, modular homes cost about 20 percent less than site-built.

Design savvy - You may think design options are limited for modular homes, but any design you want can be made by modular home building techniques. Any architectural plan can be accommodated by most manufacturers. Consumers expect a degree of design options and styles, and this has been the focus of the modular industry. Even home designers and architects alike have embraced modular technology.

Better investment - Combining high quality with less expensive costs clearly makes for a better home investment. In today's climate of rising foreclosures and looming recession, modular homes are making more sense than ever before.

Time efficient - In a rush for that new home? Want to cut your construction loan time in half and get out of the temporary rental? Then modular is the way to go. In one study, identically designed homes were built on site and in the modular factory. The end result demonstrated that it took 10 months from start to finish for a modular home (including design, financing and construction) to be completed, but 21 months for a site-built home. Time is of the essence!

"Greener" - With less waste and an ability to attend to greater recycling efforts from the factory setting, the modular home industry focuses on the environment to a much greater extent than site-built homes. In addition, architectural designs are continually creating better modular features to augment energy efficiency. Solar panels, reduced "non-livable' space, and better airflow patterns are just some recent features added that show this industry's attention to being "green".

There are several other reasons as well, but the above highlight the major aspects of how modular homes are rising above other options for new homes. The best part is that unless you see a modular home assembled, you would never be able to tell the difference from a site-built home. The fact is many of your neighbor's homes are likely modular, and you never even knew it.

The Meaning Behind Modular Office Furniture

2009-08-14T00:48:00.000-07:00

Recently I purchased some modular office furniture when I was moving my home office. I wanted a work environment that was more conducive to work, so that meant getting out of the family room. I decided to use an upstairs room that was not being used wisely, and with the help of my husband (who actually did all of the work) we painted the walls and installed new trim (out of the 70's and into modern times!). The room looks really nice, and all for under $100. Now it was time for new furnishings, because my 1950's gray laminate table was staying downstairs.

I went to an office supply store to see what they had, and pretty much everything was modular. Modular office furniture has really changed in the last 20 years. You can buy inexpensive, cubicle type modular furniture all the way up to high quality, executive type modular office furniture.

This got me thinking, exactly what is modular furniture, and how did it get its name? I hear the term modular thrown around a lot and applied in various ways. It is easy to accept a term without giving much thought to its real meaning, how it developed that meaning, and its etymology.

So I did a little research. The term modular originated from the Latin term (yes, most everything goes back to the Latin!) modulus which literally means to measure.

In the American Oxford Dictionary, the term modulus is basically a math term, and though applicable in some way, was beyond what I wanted to delve into. So without getting into more complex definitions that involve logarithms, modulus is the absolute value of a complex number. Which make me ask, did modular office furniture originated form math?

From this meaning, not only did the word modular develop, but before that, the term module. Since the definition of modular includes the word module, lets take a look at module first.

According to Merriam-Webster online, module is a noun that has been around since about 1628. A module is:

a standard or unit of measurement (math again!)

any in a series of standardized units for use together: as (1): a unit of furniture or architecture

The term modular was coined about 170 years later in 1798. It is an adjective and defined as follows:

of, relating to, or based on a module or a modulus

constructed with standardized units or dimensions for flexibility and variety in use

One other piece of useful information I found about modular office furniture was at Britannica Encyclopedia online, and is specifically about modular building construction. Modular construction is a system in which buildings are so designed that their dimensions are multiples of a given figure. Modular construction simplifies the problem of producing standard building components and materials that will fit together in a wide variety of applications.

This application of buildings can also be applied, along with the other definitions, to modular furniture. Modular office furniture is composed of various modules (you pick what you need to fit your work style and environment). The modules have standard dimensions (modular construction) that are designed to easily fit together.

For example, you may start with a basic desk. From this you can customize your work area by adding a credenza alone or credenza hutch, or perhaps you would like a lateral file or a pedestal return that fits on the left side of your desk. These or other options would all fit with your basic beginning desk, as long as you stay with the same brand and model, the heights of all units will be standard, and very important, the connectors will all line up correctly!

Understanding modular helps us to appreciate this modern innovation, the ability to take independent units to construct a more complex unit that fits together perfectly to build modular office furniture designed for independent needs. Now I just have to decide what I need in my new office space!